Unencumbered Remortgages

Unencumbered Remortgages

Unencumbered Remortgages - Unencumbered remortgages are remortgages on properties that are free of debt. Homeowners may wish to take out unencumbered remortgages to raise capital. Reasons may include consolidating debt and raising capital for home improvements or for business purposes. Lenders attach many terms and conditions to unencumbered remortgages and borrowers are reminded of the risk of repossession of their home if repayments on the remortgage are not met.

The advisers at Capital Fortune understand that there may be different reasons for homeowners taking out unencumbered remortgages.

Our specialist team of advisers use our comprehensive panel contact base to secure unencumbered remortgages which are suitable to the personal circumstances of our clients. We are able to access unencumbered remortgages which are not available on the open market, in addition to packages with favourable rates and terms and conditions. We work with our clients to remove the hassle from applying for unencumbered remortgages, and present your details in a favourable light to lenders, maximising the likelihood of a successful application.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

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Residential - Remortgage - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNT
Product Name: Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11977.58
Cashback: 150.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNU
Product Name: ATOM Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 11977.58
Cashback: 150.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNV
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11977.58
Cashback: 150.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS Positive Lending Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNW
Product Name: Positive Lending Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage Cashback
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1419.00
True Cost: 0.00
True Cost Over Initial Period: 11977.58
Cashback: 150.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNX
Product Name: Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12127.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 0.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNY
Product Name: ATOM Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 12127.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 0.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNZ
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12127.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 0.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS Positive Lending Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BO0
Product Name: Positive Lending Intermediary Key Partner Semi Exclusive 3 Year Discount £900 Fee Remortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 667.57
Fees Total: 1419.00
True Cost: 0.00
True Cost Over Initial Period: 12127.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 0.00
Lender Product Reference: RZD002
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Remortgage TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BO9
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Remortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 669.48
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11277.92
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 0.00
Lender Product Reference: RZD004
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Remortgage TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BOA
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Remortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 669.48
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 11277.92
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 0.00
Lender Product Reference: RZD004
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Remortgage; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.