85% Remortgages

85% Remortgages

85% Remortgages - 85% remortgages are second mortgages taken out on a property at a loan to value (LTV) ratio of 85%. With 85% remortgages, 15% of the property value must be put down as a deposit. Generally, remortgages are taken out from a different provider and the original mortgage is paid off using this. 85% mortgages are suitable in a number of instances: including when market rates, base rates, or property prices have changed since taking out the original mortgage. 

Securing a better rate of interest repayments is often the main reason for applying for 85% remortgages. In some cases, 85% remortgages can save applicants thousands of pounds, depending on their current mortgage deal and other market variables. 

Our specialist team at Capital Fortune mortgage brokers are experts in finding the right mortgage for your current arrangement. Whether you are looking for 85% remortgages or would like to compare this with other products, we have the skills to find the best options available. With years experience behind us, we have the market understanding to find the right mortgage for all our clients, and help you find out whether 85% remortgages are right for you.

To see our current top 10 best buys for LTV 85% remortgages, please see our table below.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

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Residential - Remortgage - 85% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Progressive BS 2 Year Discount No Fee Remortgage BPG1.29%Discount2 years 4.75%4.29%APRC2 years £085%
Product Code: S18
Product Name: 2 Year Discount No Fee Remortgage
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.29
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 663.25
Monthly Payment After Initial Period: 943.97
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 16088.00
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Detail
Progressive BS 2 Year Discount No Fee Remortgage Cashback BPG1.29%Discount2 years 4.75%4.29%APRC2 years £085%
Product Code: TCE
Product Name: 2 Year Discount No Fee Remortgage Cashback
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.29
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 663.25
Monthly Payment After Initial Period: 943.97
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 15588.00
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail
Principality BS 2 Year Discount £895 Fee BPR1.4%DiscountJun-20204.9%4.4%APRC30-Jun-2020 £89585%
Product Code: 002ZF5
Product Name: 2 Year Discount £895 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.4
Mortgage Class: Discount
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 675.55
Monthly Payment After Initial Period: 961.37
Fees Total: 1391.00
True Cost: 0.00
True Cost Over Initial Period: 18039.30
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Lender Product Reference: 11730
Detail
Platform RETENTION Intermediary 2 Year Fixed £1249 Fee Product Switch CTS1.44%FixedJun-20204.74%4.3%APRC30-Jun-2020 £124985%
Product Code: 0023FN
Product Name: RETENTION Intermediary 2 Year Fixed £1249 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 680.07
Monthly Payment After Initial Period: 949.27
Fees Total: 1409.00
True Cost: 0.00
True Cost Over Initial Period: 17841.82
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1249.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 0.00
Lender Product Reference: M1335
Detail
Accord Intermediary 2 Year Discount £495 Fee ACC1.49%DiscountJul-20204.99%4.5%APRC31-Jul-2020 £49585%
Product Code: 002T9H
Product Name: Intermediary 2 Year Discount £495 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.49
Mortgage Class: Discount
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 681.07
Monthly Payment After Initial Period: 966.84
Fees Total: 615.00
True Cost: 0.00
True Cost Over Initial Period: 18508.89
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.00
Lender Product Reference: 47293
Detail
Barclays Bank RETENTION 2 Year Fixed £899 Fee EMC Reward BWO1.5%FixedJul-20203.99%3.6%APRC31-Jul-2020 £89985%
Product Code: 001MBN
Product Name: RETENTION 2 Year Fixed £899 Fee EMC Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.5
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 683.49
Monthly Payment After Initial Period: 881.56
Fees Total: 1014.00
True Cost: 0.00
True Cost Over Initial Period: 18569.23
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 899.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: BR78
Detail
Barclays Bank 2 Year Fixed £999 Fee Remortgage BWO1.53%FixedJul-20203.99%3.6%APRC31-Jul-2020 £99985%
Product Code: 001DEL
Product Name: 2 Year Fixed £999 Fee Remortgage
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.53
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 686.30
Monthly Payment After Initial Period: 882.33
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 18645.10
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: BQ34 / BQ35
Detail
Platform RETENTION Intermediary 2 Year Fixed £749 Fee Product Switch CTS1.54%FixedJun-20204.74%4.3%APRC30-Jun-2020 £74985%
Product Code: 0023F9
Product Name: RETENTION Intermediary 2 Year Fixed £749 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.54
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 686.10
Monthly Payment After Initial Period: 947.40
Fees Total: 909.00
True Cost: 0.00
True Cost Over Initial Period: 17998.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 749.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 0.00
Lender Product Reference: M1336
Detail
Platform Intermediary 2 Year Fixed £999 Fee CTS1.59%FixedJun-20204.74%4.3%APRC30-Jun-2020 £99985%
Product Code: 0023F8
Product Name: Intermediary 2 Year Fixed £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.59
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 691.14
Monthly Payment After Initial Period: 949.24
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 17879.64
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 0.00
Lender Product Reference: M1357
Detail
Barclays Bank RETENTION 2 Year Fixed £1999 Fee Large Loan EMC Reward Rate Switch Only BWO1.59%FixedJul-20203.99%3.6%APRC31-Jul-2020 £1999150%
Product Code: 0029U3
Product Name: RETENTION 2 Year Fixed £1999 Fee Large Loan EMC Reward Rate Switch Only
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.59
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 695.18
Monthly Payment After Initial Period: 888.02
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 18884.86
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 150
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 0.00
Lender Product Reference: BS53
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Remortgage; Property Valuation: £200000; Mortgage Amount: £170000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.