5 Year Fixed Rate Remortgages

5 Year Fixed Rate Remortgages

5 Year Fixed Rate Remortgages – 5 year fixed rate remortgages are remortgage solutions sought by individuals which last 5 years, on a fixed rate term. 5 year fixed rate remortgages are available from a number of lenders, and depending on your needs and requirements, suitable and affordable packages can be obtained. Individuals currently on variable, flexible or alternatively tracker rate mortgages could choose to opt for 5 year fixed rate remortgages if they believed the Bank of England Base Rate was to increase in the future. 5 year fixed rate remortgages would enable an individual to benefit from future interest rate rises by still enabling them to pay their lower fixed rate. However, fixed rate remortgages do not benefit from any rate reductions. If an individual’s fixed rate mortgage contract is due to expire, they may wish to acquire a 5 year fixed rate remortgage solution to prevent them from being reverted to a standard variable rate. 5 year fixed rate remortgages can enable individuals to have financial stability and enable them to budget as monthly repayments remain the same for a significant period of time.

At Capital Fortune, we know our clients and we know our lenders. Over a number of years, we have become experts in placing our clients seeking 5 year fixed rate remortgages with the right lender at the right rate and importantly at the right time. We will speedily guide and assist clients throughout their application, advising which provider suits their needs and requirements most before completing all the paperwork required to secure their remortgage transaction. As a comprehensive panel of lenders mortgage broker, Capital Fortune put you, the client, first.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online . As part of our service, we will call you back.  

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Residential - Remortgage - 3 Year Tracker Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 5 Year Fixed £899 Fee EMC Reward BWO1.65%FixedOct-20223.74%3%APRC31-Oct-2022 £89960%
Product Code: 001MBR
Product Name: 5 Year Fixed £899 Fee EMC Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.65
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 492.09
Monthly Payment After Initial Period: 595.53
Fees Total: 1014.00
True Cost: 0.00
True Cost Over Initial Period: 29640.40
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 899.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: AX53
Detail
Metro Bank 5 Year Fixed No Fee Existing Borrower MET1.69%Fixed5 years 3.75%2.9%APRC5 years £065%
Product Code: 001ST2
Product Name: 5 Year Fixed No Fee Existing Borrower
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.75
Apr Lenders: 2.9
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1469
Initial Monthly Payment: 490.71
Monthly Payment After Initial Period: 592.14
Fees Total: 85.00
True Cost: 0.00
True Cost Over Initial Period: 29527.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: RX1487
Detail
Platform Intermediary 5 Year Fixed £1499 Fee CTS1.69%FixedNov-20224.49%3.6%APRC30-Nov-2022 £149960%
Product Code: 0023DP
Product Name: Intermediary 5 Year Fixed £1499 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2022
Initial Rate Period Months: 61
Standard Variable Rate: 4.49
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 30-Nov-2022
Early Repayment Charge Period Sort Field: 1474
Initial Monthly Payment: 496.84
Monthly Payment After Initial Period: 638.60
Fees Total: 1659.00
True Cost: 0.00
True Cost Over Initial Period: 30217.24
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1186
Detail
Platform Intermediary 5 Year Fixed £1249 Fee Product Switch CTS1.69%FixedNov-20224.44%3.5%APRC30-Nov-2022 £124960%
Product Code: 0023DQ
Product Name: Intermediary 5 Year Fixed £1249 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2022
Initial Rate Period Months: 61
Standard Variable Rate: 4.44
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 30-Nov-2022
Early Repayment Charge Period Sort Field: 1474
Initial Monthly Payment: 495.82
Monthly Payment After Initial Period: 634.58
Fees Total: 1409.00
True Cost: 0.00
True Cost Over Initial Period: 30405.02
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1249.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1186
Detail
Monmouthshire BS 5 Year Fixed £999 Fee Rate Switch BMO1.69%Fixed5 years 4.74%3.5%APRC5 years £99965%
Product Code: 002BSK
Product Name: 5 Year Fixed £999 Fee Rate Switch
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 4.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1471
Initial Monthly Payment: 490.71
Monthly Payment After Initial Period: 644.86
Fees Total: 1389.00
True Cost: 0.00
True Cost Over Initial Period: 30831.60
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: F416
Detail
Metro Bank 5 Year Fixed £999 Fee MET1.69%Fixed5 years 3.75%3%APRC5 years £99965%
Product Code: N19
Product Name: 5 Year Fixed £999 Fee
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.75
Apr Lenders: 3
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 494.80
Monthly Payment After Initial Period: 597.07
Fees Total: 1284.00
True Cost: 0.00
True Cost Over Initial Period: 29973.00
Cashback: 0.00
Valuation Fee: 200.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 174.75
Lender Product Reference: R1417
Detail
Metro Bank 5 Year Fixed £999 Fee Remortgage Cashback MET1.74%Fixed5 years 3.75%3%APRC5 years £99965%
Product Code: 002DCQ
Product Name: 5 Year Fixed £999 Fee Remortgage Cashback
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.75
Apr Lenders: 3
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 497.68
Monthly Payment After Initial Period: 597.72
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29695.80
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1300000.00
Legal Fee: 174.75
Lender Product Reference: R1419
Detail
Metro Bank 5 Year Fixed £999 Fee Remortgage MET1.74%Fixed5 years 3.75%3%APRC5 years £99965%
Product Code: 5FE
Product Name: 5 Year Fixed £999 Fee Remortgage
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.75
Apr Lenders: 3
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 497.68
Monthly Payment After Initial Period: 597.72
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29945.80
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1300000.00
Legal Fee: 0.00
Lender Product Reference: R1418
Detail
Barclays Bank 5 Year Fixed £999 Fee Remortgage BWO1.75%FixedOct-20223.74%3.2%APRC31-Oct-2022 £99975%
Product Code: 001FQG
Product Name: 5 Year Fixed £999 Fee Remortgage
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.75
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 498.26
Monthly Payment After Initial Period: 597.32
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 30010.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Lender Product Reference: AW93 / AW94
Detail
Santander UK Plc 5 Year Fixed No Fee Remortgage Cashback (Scottish) CAN1.79%FixedJan-20234.49%2.5%APRC02-Jan-2023 £060%
Product Code: 000BHF
Product Name: 5 Year Fixed No Fee Remortgage Cashback (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: Jan-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.49
Apr Lenders: 2.5
Early Repayment Charge Applies Until: 02-Jan-2023
Early Repayment Charge Period Sort Field: 1476
Initial Monthly Payment: 496.45
Monthly Payment After Initial Period: 631.55
Fees Total: 260.00
True Cost: 0.00
True Cost Over Initial Period: 30789.90
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 550000.00
Legal Fee: 184.75
Lender Product Reference: KF92R
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Remortgage; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 54 Months; Product Term Period To: 66 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.