Debt consolidation mortgages

Debt consolidation mortgages

Debt consolidation mortgages and mortgages for debt consolidation are available through our panel of debt consolidation mortgage specialist lenders.

We are able to remortgage your existing property and by debt consolidating we can secure competitive re-finance and debt consolidation remortgages. A debt consolidation mortgage may be a solution if you are struggling to pay loans, credit cards, your current mortgage and other debts.

It is not however, the right solution for everyone and we will assess whether it is in fact the most suitable and affordable solution to the problem. Whilst all your debts will be included into one mortgage payment it is important to understand that if you consolidate debt, you will be paying interest for the term of your mortgage which could be significantly longer than the period over which your loans or credit cards were set up.

Debt consolidation mortgage rates are often much lower than the interest payable on loans and credit card balances which will hopefully reduce your monthly outgoings. However, given the extension of the loan or credit card, through a debt consolidation mortgage, the overall amount of interest you will pay to the mortgage provider may significantly rise and that is why there is a need to take appropriate financial advice.

In addition, by securing unsecured debt onto a mortgage, the finance then becomes secured and this may increase the risk of losing your house if you cannot keep up the repayments.

These are very real and difficult issues which need to be fully considered before considering debt consolidation mortgages.

Capital Fortune have the expertise and experience to assess the viability of debt consolidation and if appropriate we will seek to place you with the most appropriate debt consolidation mortgage provider. We may however recommend other debt management solutions including negotiating with your current loan or credit card companies to simply see if you can freeze interest or enter into some form of settlement.

Our advice will always depend on what is appropriate to your individual circumstances. Sometimes taking out a further mortgage is not the answer.

Our debt consolidation mortgage advisers have assisted numerous individuals looking to undertake both debt consolidation mortgages and general debt management.

We will discuss your debt consolidation mortgage needs and if we deem the remortgage is both suitable and affordable we will package and present the application to our UK mortgage lenders on your behalf. In the event, we do not deem it appropriate we will be able to offer appropriate debt management advice.

If you need any assistance, speak to one of our debt consolidation mortgage Advisers by calling 020 77 100 400 or Enquire Online.

How to get in touch

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Residential - Remortgage - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Platform RETENTION Intermediary 2 Year Fixed £1249 Fee Product Switch CTS1.19%FixedApr-20204.74%4.2%APRC30-Apr-2020 £124960%
Product Code: 0023FJ
Product Name: RETENTION Intermediary 2 Year Fixed £1249 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 467.46
Monthly Payment After Initial Period: 669.71
Fees Total: 1409.00
True Cost: 0.00
True Cost Over Initial Period: 12781.42
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1249.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1246
Detail
Principality BS RETENTION 2 Year Fixed £500 Fee Product Transfer BPR1.2%FixedMay-20204.9%4.4%APRC31-May-2020 £50065%
Product Code: 002SUG
Product Name: RETENTION 2 Year Fixed £500 Fee Product Transfer
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.2
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 28
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 465.12
Monthly Payment After Initial Period: 674.87
Fees Total: 645.00
True Cost: 0.00
True Cost Over Initial Period: 13168.36
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 500.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Detail
Principality BS 2 Year Fixed £1395 Fee BPR1.2%FixedApr-20204.9%4.4%APRC30-Apr-2020 £139565%
Product Code: 699
Product Name: 2 Year Fixed £1395 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.2
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 30-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 468.66
Monthly Payment After Initial Period: 680.81
Fees Total: 1891.00
True Cost: 0.00
True Cost Over Initial Period: 13128.82
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 1395.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 150.00
Lender Product Reference: 11401
Detail
Barclays Bank RETENTION 2 Year Tracker £1899 Fee EMC Reward BWO1.24%Tracker2 years 3.99%3.6%APRC £189960%
Product Code: 001MBY
Product Name: RETENTION 2 Year Tracker £1899 Fee EMC Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 472.77
Monthly Payment After Initial Period: 628.89
Fees Total: 2014.00
True Cost: 0.00
True Cost Over Initial Period: 11461.48
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1899.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: AU06
Detail
Platform Intermediary 2 Year Tracker £999 Fee CTS1.24%Tracker2 years 4.74%4.3%APRC2 years £99960%
Product Code: 0023CB
Product Name: Intermediary 2 Year Tracker £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 469.28
Monthly Payment After Initial Period: 670.94
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 11422.72
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1266
Detail
Platform RETENTION Intermediary 2 Year Tracker £999 Fee Product Switch CTS1.24%Tracker2 years 4.74%4.3%APRC2 years £99960%
Product Code: 0023CG
Product Name: RETENTION Intermediary 2 Year Tracker £999 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 469.28
Monthly Payment After Initial Period: 670.94
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 11422.72
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1266
Detail
Furness BS 2 Year Discount £999 Fee Remortgage Cashback BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU1
Product Name: 2 Year Discount £999 Fee Remortgage Cashback
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 722.84
Fees Total: 1164.00
True Cost: 0.00
True Cost Over Initial Period: 11259.64
Cashback: 150.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS303
Detail
Furness BS 2 Year Discount £999 Fee (Scottish) BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU2
Product Name: 2 Year Discount £999 Fee (Scottish)
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 722.84
Fees Total: 1164.00
True Cost: 0.00
True Cost Over Initial Period: 11259.64
Cashback: 150.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS303
Detail
Furness BS 2 Year Discount £999 Fee BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU3
Product Name: 2 Year Discount £999 Fee
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 722.84
Fees Total: 1164.00
True Cost: 0.00
True Cost Over Initial Period: 11409.64
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: DS303
Detail
Progressive BS 2 Year Discount No Fee Remortgage Cashback BPG1.28%Discount2 years 4.75%4.29%APRC2 years £060%
Product Code: 000BHR
Product Name: 2 Year Discount No Fee Remortgage Cashback
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 1.28
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.29
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 467.62
Monthly Payment After Initial Period: 666.27
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 10892.88
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Remortgage; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.