Debt consolidation mortgages

Debt consolidation mortgages

Debt consolidation mortgages and mortgages for debt consolidation are available through our panel of debt consolidation mortgage specialist lenders.

We are able to remortgage your existing property and by debt consolidating we can secure competitive re-finance and debt consolidation remortgages. A debt consolidation mortgage may be a solution if you are struggling to pay loans, credit cards, your current mortgage and other debts.

It is not however, the right solution for everyone and we will assess whether it is in fact the most suitable and affordable solution to the problem. Whilst all your debts will be included into one mortgage payment it is important to understand that if you consolidate debt, you will be paying interest for the term of your mortgage which could be significantly longer than the period over which your loans or credit cards were set up.

Debt consolidation mortgage rates are often much lower than the interest payable on loans and credit card balances which will hopefully reduce your monthly outgoings. However, given the extension of the loan or credit card, through a debt consolidation mortgage, the overall amount of interest you will pay to the mortgage provider may significantly rise and that is why there is a need to take appropriate financial advice.

In addition, by securing unsecured debt onto a mortgage, the finance then becomes secured and this may increase the risk of losing your house if you cannot keep up the repayments.

These are very real and difficult issues which need to be fully considered before considering debt consolidation mortgages.

Capital Fortune have the expertise and experience to assess the viability of debt consolidation and if appropriate we will seek to place you with the most appropriate debt consolidation mortgage provider. We may however recommend other debt management solutions including negotiating with your current loan or credit card companies to simply see if you can freeze interest or enter into some form of settlement.

Our advice will always depend on what is appropriate to your individual circumstances. Sometimes taking out a further mortgage is not the answer.

Our debt consolidation mortgage advisers have assisted numerous individuals looking to undertake both debt consolidation mortgages and general debt management.

We will discuss your debt consolidation mortgage needs and if we deem the remortgage is both suitable and affordable we will package and present the application to our UK mortgage lenders on your behalf. In the event, we do not deem it appropriate we will be able to offer appropriate debt management advice.

If you need any assistance, speak to one of our debt consolidation mortgage Advisers by calling 020 77 100 400 or Enquire Online.

How to get in touch

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Residential - Remortgage - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Accord Intermediary 2 Year Discount £1495 Fee ACC0.97%DiscountJul-20204.99%4.4%APRC31-Jul-2020 £149560%
Product Code: 002UBS
Product Name: Intermediary 2 Year Discount £1495 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 0.97
Mortgage Class: Discount
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 456.23
Monthly Payment After Initial Period: 685.35
Fees Total: 1820.00
True Cost: 0.00
True Cost Over Initial Period: 12643.21
Cashback: 0.00
Valuation Fee: 205.00
Arrangement Fee: 1495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.00
Lender Product Reference: 47288
Detail
Progressive BS 2 Year Discount No Fee Remortgage Cashback BPG0.99%Discount2 years 4.75%4.24%APRC2 years £075%
Product Code: 000SO8
Product Name: 2 Year Discount No Fee Remortgage Cashback
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.24
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 451.70
Monthly Payment After Initial Period: 664.52
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 10510.80
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail
Progressive BS 2 Year Discount No Fee Remortgage BPG0.99%Discount2 years 4.75%4.24%APRC2 years £075%
Product Code: 000SO9
Product Name: 2 Year Discount No Fee Remortgage
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.24
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 451.70
Monthly Payment After Initial Period: 664.52
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 11010.80
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Detail
Clydesdale Bank Intermediary 2 Year Discount £1449 Fee CLY0.99%DiscountJun-20204.95%4.3%APRC2 years £144960%
Product Code: 003RRL
Product Name: Intermediary 2 Year Discount £1449 Fee
Product Availability: Intermediaries Only
Lender Code: CLY
Lender Name: Clydesdale Bank
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.95
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 457.16
Monthly Payment After Initial Period: 683.57
Fees Total: 1684.00
True Cost: 0.00
True Cost Over Initial Period: 12121.16
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1449.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 40
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 400000.00
Legal Fee: 0.00
Detail
Accord RETENTION Intermediary 2 Year Discount £1495 Fee Product Transfer ACC1.17%DiscountJul-20204.99%4.4%APRC31-Jul-2020 £149565%
Product Code: 002X1G
Product Name: RETENTION Intermediary 2 Year Discount £1495 Fee Product Transfer
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.17
Mortgage Class: Discount
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 467.29
Monthly Payment After Initial Period: 686.76
Fees Total: 1585.00
True Cost: 0.00
True Cost Over Initial Period: 12706.83
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 5000000.00
Legal Fee: 0.00
Lender Product Reference: 47233
Detail
Accord Intermediary 2 Year Discount £495 Fee ACC1.19%DiscountJul-20204.99%4.4%APRC31-Jul-2020 £49565%
Product Code: 002T9I
Product Name: Intermediary 2 Year Discount £495 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.19
Mortgage Class: Discount
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 464.55
Monthly Payment After Initial Period: 681.25
Fees Total: 615.00
True Cost: 0.00
True Cost Over Initial Period: 12662.85
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.00
Lender Product Reference: 47291
Detail
Nationwide BS 2 Year Tracker £999 Fee Remortgage Free Legals BiR BNW1.19%Tracker2 years 3.99%3.1%APRC £99960%
Product Code: 002XZS
Product Name: 2 Year Tracker £999 Fee Remortgage Free Legals BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.1
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 617.99
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11262.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 0.00
Lender Product Reference: 125089
Detail
Nationwide BS 2 Year Tracker £999 Fee Remortgage Free Legals BNW1.19%Tracker2 years 3.99%3.5%APRC £99960%
Product Code: 002XZW
Product Name: 2 Year Tracker £999 Fee Remortgage Free Legals
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.5
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11262.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: 124693
Detail
Leeds BS 2 Year Tracker £999 Fee BLH1.19%TrackerJun-20205.69%4.8%APRC30-Jun-2020 £99965%
Product Code: 003M75
Product Name: 2 Year Tracker £999 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5.69
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 466.63
Monthly Payment After Initial Period: 723.47
Fees Total: 1233.00
True Cost: 0.00
True Cost Over Initial Period: 12331.38
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Lender Product Reference: 20070
Detail
Nationwide BS 2 Year Tracker £999 Fee Remortgage Cashback BNW1.19%Tracker2 years 3.99%3.5%APRC £99960%
Product Code: JED
Product Name: 2 Year Tracker £999 Fee Remortgage Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.5
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10762.68
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124688
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Remortgage; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.