2 Year Tracker Mortgages

2 Year Tracker Mortgages

2 Year Tracker Mortgages - 2 year tracker mortgages are mortgages where the interest rate is set against a certain public interest rate, usually the base rate but sometimes the LIBOR or another rate, for the first 2 years of the mortgage’s term. The rate is usually a few percentage points above (sometimes below) that of the variable interest rate it is tracking, which is determined before the loan is approved for any of the 2 year tracker mortgages available. If the total repayment schedule for any 2 year tracker mortgages is longer than two years, the rate of interest on the mortgage may change to a fixed rate, a flexible rate, or a different type of tracker rate. 2 year tracker mortgages can be a cost-effective option when it is expected that the base rate of interest that the mortgage rate is tracking is expected to remain low for a lengthy period of time or fall.

By paying close attention to changes in the mortgage markets, and fluctuations in interest rates, our award-winning team have the expertise to find determine whether 2 year tracker mortgages are appropriate to your circumstance. We have years of experience dealing with clients with a wide variety of budgets, incomes and assets. Our advisers can search through a range of 2 year tracker mortgages on the market to find which best fit your borrowing criteria and needs.

Got a question about a 2 year tracker mortgage? 

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. 

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Residential - Purchase - 2 Year Tracker Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO0.99%Tracker2 years 3.74%3.4%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 612.73
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11136.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Skipton BS 2 Year Tracker £995 Fee SBS0.99%Tracker2 years 4.74%4%APRC £99560%
Product Code: 002ETH
Product Name: 2 Year Tracker £995 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 455.47
Monthly Payment After Initial Period: 669.43
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 10991.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR470
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.04%Tracker2 years 3.74%3.4%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.04
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 458.21
Monthly Payment After Initial Period: 607.99
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11112.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AR41
Detail
Santander UK Plc 2 Year Tracker £999 Fee Porting CAN1.09%Tracker2 years 4.49%3.8%APRC £99960%
Product Code: 002H7B
Product Name: 2 Year Tracker £999 Fee Porting
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.09
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.49
Apr Lenders: 3.8
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 460.96
Monthly Payment After Initial Period: 654.29
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 11323.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: V960V
Detail
Santander UK Plc 2 Year Tracker £999 Fee CAN1.09%Tracker2 years 4.49%3.8%APRC £99960%
Product Code: R10
Product Name: 2 Year Tracker £999 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.09
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.49
Apr Lenders: 3.8
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 460.96
Monthly Payment After Initial Period: 654.29
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 11323.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: V960R / V960V
Detail
Santander UK Plc 2 Year Tracker £999 Fee (Scottish) CAN1.09%Tracker2 years 4.49%3.8%APRC £99960%
Product Code: R15
Product Name: 2 Year Tracker £999 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.09
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.49
Apr Lenders: 3.8
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 460.96
Monthly Payment After Initial Period: 654.29
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 11323.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: V960R / V960V
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BNW1.14%Tracker2 years 3.74%3.4%APRC £99960%
Product Code: 119
Product Name: 2 Year Tracker £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.14
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 463.80
Monthly Payment After Initial Period: 608.65
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11096.20
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 120813
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BiR BNW1.14%Tracker2 years 3.74%3.6%APRC £99960%
Product Code: KL1
Product Name: 2 Year Tracker £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.14
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 463.80
Monthly Payment After Initial Period: 608.65
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11096.20
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 121219
Detail
Barclays Bank 2 Year Tracker £2499 Fee Purchase BWO1.19%Tracker2 years 3.74%3.4%APRC2 years £249960%
Product Code: 0029P5
Product Name: 2 Year Tracker £2499 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1418
Initial Monthly Payment: 472.28
Monthly Payment After Initial Period: 616.37
Fees Total: 2614.00
True Cost: 0.00
True Cost Over Initial Period: 11449.72
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 2499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 5000000.00
Legal Fee: 126.00
Lender Product Reference: AR62
Detail
Barclays Bank 2 Year Tracker £3499 Fee Purchase BWO1.19%Tracker2 years 3.74%3.4%APRC2 years £349960%
Product Code: 0029T6
Product Name: 2 Year Tracker £3499 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1418
Initial Monthly Payment: 476.13
Monthly Payment After Initial Period: 621.40
Fees Total: 3614.00
True Cost: 0.00
True Cost Over Initial Period: 11542.12
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 3499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 126.00
Lender Product Reference: AR66
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Tracker Offset: No Product Term Period From: 18 Months; Product Term Period To: 30 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.