80% Mortgages

80% Mortgages

80% Mortgages - 80% mortgages are mortgages sought by individuals on an 80% loan to value ratio. Individuals will seek a loan worth 80% of the particular property’s value, placing down a 20% deposit. 80% mortgages are available from a number of lenders, however choosing the most cost effective and competitive product will often be a difficult and complex process. Capital Fortune offer a bespoke and holistic service for all those seeking 80% mortgages: whether they are fixed rate, tracker, capped or discount rate mortgages.

The mortgage market changes on a daily basis, so it is important to have up to date information about the mortgages available on the market. Our state-of-the-art mortgages system covers a large range of High Street, private and niche lenders. We will give you all the help you need in deciding which of the 80% mortgages in our database are best suited to your financial requirements. Your dedicated adviser will assist you in your application every step of the way, filling in application documents and offering a follow up service when your 80% mortgage is eligible for renewal.

At Capital Fortune, we have built up well established links with a range of lenders and have access to some deals that are not available on the open market. We can save you time, money and hassle on your 80% mortgages search.  

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

How to get in touch

Feefo logo

Residential - Purchase - 80% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Progressive BS 2 Year Discount No Fee Purchase BPG0.99%Discount2 years 4.75%4.24%APRC2 years £080%
Product Code: HXR
Product Name: 2 Year Discount No Fee Purchase
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.24
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 602.27
Monthly Payment After Initial Period: 886.02
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 14624.48
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail
Monmouthshire BS 2 Year Discount £1999 Fee Purchase BMO0.99%Discount2 years 4.99%4.4%APRC2 years £214980%
Product Code: K22
Product Name: 2 Year Discount £1999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 609.80
Monthly Payment After Initial Period: 917.57
Fees Total: 2539.00
True Cost: 0.00
True Cost Over Initial Period: 15175.20
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 1999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: D229
Detail
Monmouthshire BS 2 Year Fixed £999 Fee Purchase BMO1.35%Fixed2 years 4.99%4.5%APRC2 years £114980%
Product Code: 679
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.35
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 632.61
Monthly Payment After Initial Period: 914.89
Fees Total: 1539.00
True Cost: 0.00
True Cost Over Initial Period: 15722.64
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: F433
Detail
Accord Intermediary 2 Year Discount £495 Fee ACC1.39%DiscountJul-20204.99%4.5%APRC31-Jul-2020 £49580%
Product Code: 002UBR
Product Name: Intermediary 2 Year Discount £495 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.39
Mortgage Class: Discount
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 633.62
Monthly Payment After Initial Period: 909.23
Fees Total: 615.00
True Cost: 0.00
True Cost Over Initial Period: 17227.74
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.00
Lender Product Reference: 47289
Detail
Hinckley & Rugby BS 2 Year Discount £800 Fee BHI1.4%Discount2 years 5.89%4.7%APRC £99980%
Product Code: 002XLW
Product Name: 2 Year Discount £800 Fee
Lender Code: BHI
Lender Name: Hinckley & Rugby BS
Initial Pay Rate: 1.4
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.89
Apr Lenders: 4.7
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 635.57
Monthly Payment After Initial Period: 976.97
Fees Total: 1394.00
True Cost: 0.00
True Cost Over Initial Period: 15847.68
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 800.00
Booking Fee: 199.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 250.00
Lender Product Reference: RVD26
Detail
Principality BS 2 Year Discount £895 Fee BPR1.4%DiscountJun-20204.9%4.4%APRC30-Jun-2020 £89585%
Product Code: 002ZF5
Product Name: 2 Year Discount £895 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.4
Mortgage Class: Discount
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 636.03
Monthly Payment After Initial Period: 905.12
Fees Total: 1391.00
True Cost: 0.00
True Cost Over Initial Period: 17011.78
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Lender Product Reference: 11730
Detail
Skipton BS 2 Year Tracker No Fee SBS1.44%Tracker2 years 4.74%4.3%APRC2 years £080%
Product Code: 002Y2C
Product Name: 2 Year Tracker No Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.44
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 635.42
Monthly Payment After Initial Period: 888.82
Fees Total: 71.00
True Cost: 0.00
True Cost Over Initial Period: 15315.08
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 105.00
Lender Product Reference: TR499
Detail
Nottingham BS Intermediary 2 Year Discount No Fee BNT1.45%Discount2 years 5.49%4.9%APRC2 years £080%
Product Code: 002VBN
Product Name: Intermediary 2 Year Discount No Fee
Product Availability: Intermediaries Only
Lender Code: BNT
Lender Name: Nottingham BS
Initial Pay Rate: 1.45
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.49
Apr Lenders: 4.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 636.15
Monthly Payment After Initial Period: 953.10
Fees Total: 140.00
True Cost: 0.00
True Cost Over Initial Period: 15407.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 140.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 250.00
Lender Product Reference: MD013F
Detail
Saffron BS 3MC 2 Year Discount No Fee BSA1.49%Discount2 years 5.39%3.9%APRC2 years £080%
Product Code: 001SO0
Product Name: 3MC 2 Year Discount No Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.49
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 639.29
Monthly Payment After Initial Period: 860.19
Fees Total: 510.00
True Cost: 0.00
True Cost Over Initial Period: 15817.96
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0604
Detail
Saffron BS ATOM 2 Year Discount No Fee BSA1.49%Discount2 years 5.39%3.9%APRC2 years £080%
Product Code: 001SO1
Product Name: ATOM 2 Year Discount No Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.49
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 639.29
Monthly Payment After Initial Period: 860.19
Fees Total: 510.00
True Cost: 0.00
True Cost Over Initial Period: 15817.96
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0604
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £160000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.