Best Fixed Rate Mortgages

Best Fixed Rate Mortgages

Best Fixed Rate Mortgages - Best fixed rate mortgages refers to the optimum deal for a particular borrower’s individual circumstances, whereby interest rates remain fixed for a specified period of time. For those who are looking to keep their property for a number of years, the best fixed rate mortgages are likely to be those with a low rate which last for several years. Fixed rate mortgages tend to discourage redemption before the fixed rate period has expired by charging a fee or including terms which prevent this. Therefore, in the case of a borrower who is unsure when they are going to sell their property, a shorter length of fixed rate deal may offer necessary flexibility. Alternatively, lenders’ Standard Variable Rate may allow borrowers to change their mortgage package at any point but does not offer protection against future rate rises.

We appreciate that the needs of borrowers vary and offer bespoke advice tailored to your individual circumstances. As a comprehensive panel of lenders broker, we recommend deals from a range of lenders and can negotiate directly with many senior underwriters at a variety of institutions. Our advisers have substantial experience in securing the best fix rate mortgages for our clients and have the knowledge and expertise needed to locate the right deal for your needs and requirements. We can save you time, money and hassle.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

For premium advice on the best fixed rate mortgages, call us today.

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Residential - Purchase - Best Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Monmouthshire BS 2 Year Fixed £999 Fee Purchase BMO1.13%Fixed2 years 4.74%4.2%APRC2 years £99965%
Product Code: 002D01
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.13
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 463.17
Monthly Payment After Initial Period: 670.28
Fees Total: 1389.00
True Cost: 0.00
True Cost Over Initial Period: 11506.08
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: F425
Detail
Santander UK Plc 2 Year Fixed £999 Fee (Scottish) CAN1.19%FixedJan-20204.49%3.9%APRC02-Jan-2020 £99960%
Product Code: 001EC0
Product Name: 2 Year Fixed £999 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 02-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 466.49
Monthly Payment After Initial Period: 653.47
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12388.74
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MB68R / MB68V
Detail
Santander UK Plc 2 Year Fixed £999 Fee CAN1.19%FixedJan-20204.49%3.9%APRC02-Jan-2020 £99960%
Product Code: 001EC1
Product Name: 2 Year Fixed £999 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 02-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 466.49
Monthly Payment After Initial Period: 653.47
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12388.74
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MB68R / MB68V
Detail
Platform Intermediary 2 Year Fixed £999 Fee CTS1.19%FixedNov-20194.49%4%APRC30-Nov-2019 £99960%
Product Code: 0023F7
Product Name: Intermediary 2 Year Fixed £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.49
Apr Lenders: 4
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 466.49
Monthly Payment After Initial Period: 654.17
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 11572.25
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1180
Detail
Santander UK Plc 2 Year Fixed £999 Fee Porting CAN1.19%FixedJan-20204.49%3.9%APRC02-Jan-2020 £99960%
Product Code: 002H6T
Product Name: 2 Year Fixed £999 Fee Porting
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Jan-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 02-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 466.49
Monthly Payment After Initial Period: 653.47
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12388.74
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MB68V
Detail
Post Office Intermediary 2 Year Fixed £1495 Fee POS1.19%FixedDec-20194.24%3.8%APRC31-Dec-2019 £149560%
Product Code: HSU
Product Name: Intermediary 2 Year Fixed £1495 Fee
Product Availability: Intermediaries Only
Lender Code: POS
Lender Name: Post Office
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.24
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Dec-2019
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 468.52
Monthly Payment After Initial Period: 640.81
Fees Total: 1720.00
True Cost: 0.00
True Cost Over Initial Period: 12376.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 258.00
Lender Product Reference: CAJ
Detail
Bank Of Ireland Intermediary Semi Exclusive 2 Year Fixed £995 Fee Incentives BOI1.23%FixedDec-20194.24%3.7%APRC31-Dec-2019 £99560%
Product Code: 5OL
Product Name: Intermediary Semi Exclusive 2 Year Fixed £995 Fee Incentives
Product Availability: Exclusive Intermediaries Only
Lender Code: BOI
Lender Name: Bank Of Ireland
Initial Pay Rate: 1.23
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.24
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 31-Dec-2019
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 468.70
Monthly Payment After Initial Period: 638.26
Fees Total: 1220.00
True Cost: 0.00
True Cost Over Initial Period: 12411.20
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 258.00
Lender Product Reference: BYL
Detail
Post Office Intermediary 2 Year Fixed £995 Fee Free Val POS1.23%FixedDec-20194.24%3.8%APRC31-Dec-2019 £99575%
Product Code: HJ0
Product Name: Intermediary 2 Year Fixed £995 Fee Free Val
Product Availability: Intermediaries Only
Lender Code: POS
Lender Name: Post Office
Initial Pay Rate: 1.23
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.24
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Dec-2019
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 468.82
Monthly Payment After Initial Period: 638.42
Fees Total: 1220.00
True Cost: 0.00
True Cost Over Initial Period: 12384.32
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 258.00
Lender Product Reference: CAR
Detail
TSB Intermediary 2 Year Fixed £995 Fee Purchase TSB1.24%FixedJan-20203.74%3.5%APRC31-Jan-2020 £99560%
Product Code: 001WK7
Product Name: Intermediary 2 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 469.40
Monthly Payment After Initial Period: 607.71
Fees Total: 1380.00
True Cost: 0.00
True Cost Over Initial Period: 13023.80
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: INC846
Detail
Clydesdale Bank Intermediary 2 Year Fixed £999 Fee <£500k CLY1.24%FixedDec-20194.7%4.1%APRC2 years £99960%
Product Code: NZE
Product Name: Intermediary 2 Year Fixed £999 Fee <£500k
Product Availability: Intermediaries Only
Lender Code: CLY
Lender Name: Clydesdale Bank
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.7
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 469.28
Monthly Payment After Initial Period: 666.91
Fees Total: 1584.00
True Cost: 0.00
True Cost Over Initial Period: 12786.28
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 40
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 499999.00
Legal Fee: 250.00
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.