First Time Buyer Mortgages

First Time Buyer Mortgages

 
First Time Buyer Mortgages - First time buyer mortgages at suitable and affordable rates can be found using Capital Fortune's help. Our team appreciate just how difficult and complex it can be for those seeking first time buyer mortgages and vow to help all clients from their initial enquiry until the completion of their first time buyer mortgage solution and beyond. 
 
Since the credit crunch, it has become more difficult for individuals seeking first time buyer mortgages to obtain a cost effective deal. Banks and building societies have been more reluctant to lend to individuals, meaning many applicants seeking first time buyer mortgages will require specialist assistance to obtain the optimum financial result. This is where we can assist.
 
Capital Fortune's first time buyer mortgages team are experts in placing our clients with the right lender at the right time and importantly with the right product. Our team will guide and assist you throughout your application, recommending which lender will be most suited to your specific needs and requirements, before completing all the relevant documentation required to secure your first time buyer mortgage transaction. 
 
Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

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Residential - Purchase - First Time Buyer Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 3 Year Fixed No Fee Family Springboard BWO2.49%FixedJan-20212.99%2.9%APRC31-Jan-2021 £095%
Product Code: 238
Product Name: 3 Year Fixed No Fee Family Springboard
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 2.49
Mortgage Class: Fixed
Initial Rate Period: Jan-2021
Initial Rate Period Months: 37
Standard Variable Rate: 2.99
Apr Lenders: 2.9
Early Repayment Charge Applies Until: 31-Jan-2021
Early Repayment Charge Period Sort Field: 1452
Initial Monthly Payment: 851.42
Monthly Payment After Initial Period: 894.57
Fees Total: 115.00
True Cost: 0.00
True Cost Over Initial Period: 31617.54
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: BD82
Detail
The Melton BS 3 Year Discount No Fee BME2.79%Discount3 years 4.99%4.7%APRC3 years £095%
Product Code: 15Q
Product Name: 3 Year Discount No Fee
Lender Code: BME
Lender Name: The Melton BS
Initial Pay Rate: 2.79
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.99
Apr Lenders: 4.7
Early Repayment Charge Applies Until: 3 years
Early Repayment Charge Period Sort Field: 1451
Initial Monthly Payment: 880.39
Monthly Payment After Initial Period: 1084.19
Fees Total: 415.00
True Cost: 0.00
True Cost Over Initial Period: 31859.04
Cashback: 250.00
Valuation Fee: 240.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 250000.00
Legal Fee: 155.00
Lender Product Reference: DISC 026
Detail
Family Building Society (NCBS) 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B2
Product Name: 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 38
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1068.73
Fees Total: 904.00
True Cost: 0.00
True Cost Over Initial Period: 34425.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) ATOM 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B3
Product Name: ATOM 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 38
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1068.73
Fees Total: 1003.00
True Cost: 0.00
True Cost Over Initial Period: 34425.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) Brightstar 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B4
Product Name: Brightstar 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 38
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1068.73
Fees Total: 1203.00
True Cost: 0.00
True Cost Over Initial Period: 34425.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) Complete FS 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B5
Product Name: Complete FS 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 38
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1068.73
Fees Total: 1103.00
True Cost: 0.00
True Cost Over Initial Period: 34425.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Family Building Society (NCBS) Positive Lending 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.94%FixedFeb-20214.79%4.5%APRC28-Feb-2021 £77495%
Product Code: 0023B6
Product Name: Positive Lending 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.94
Mortgage Class: Fixed
Initial Rate Period: Feb-2021
Initial Rate Period Months: 38
Standard Variable Rate: 4.79
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 28-Feb-2021
Early Repayment Charge Period Sort Field: 1453
Initial Monthly Payment: 897.91
Monthly Payment After Initial Period: 1068.73
Fees Total: 1199.00
True Cost: 0.00
True Cost Over Initial Period: 34425.58
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0123
Detail
Beverley BS 2 Year Discount £995 Fee Purchase East Yorkshire BBV2.95%Discount2 years 4.75%4.6%APRC2 years £99595%
Product Code: 1AP
Product Name: 2 Year Discount £995 Fee Purchase East Yorkshire
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 2.95
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 900.76
Monthly Payment After Initial Period: 1075.28
Fees Total: 1465.00
True Cost: 0.00
True Cost Over Initial Period: 22088.24
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Marsden BS 2 Year Discount 0.5% Fee BMS2.99%DiscountMar-20205.95%5.5%APRC31-Mar-2020 £124995%
Product Code: 001SSN
Product Name: 2 Year Discount 0.5% Fee
Lender Code: BMS
Lender Name: Marsden BS
Initial Pay Rate: 2.99
Mortgage Class: Discount
Initial Rate Period: Mar-2020
Initial Rate Period Months: 27
Standard Variable Rate: 5.95
Apr Lenders: 5.5
Early Repayment Charge Applies Until: 31-Mar-2020
Early Repayment Charge Period Sort Field: 1442
Initial Monthly Payment: 904.51
Monthly Payment After Initial Period: 1197.98
Fees Total: 1424.00
True Cost: 0.00
True Cost Over Initial Period: 24895.77
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 950.00
Booking Fee: 299.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 325000.00
Legal Fee: 117.50
Lender Product Reference: DS720
Detail
Marsden BS ATOM 2 Year Discount 0.5% Fee BMS2.99%DiscountMar-20205.95%5.5%APRC31-Mar-2020 £124995%
Product Code: 001SSO
Product Name: ATOM 2 Year Discount 0.5% Fee
Lender Code: BMS
Lender Name: Marsden BS
Initial Pay Rate: 2.99
Mortgage Class: Discount
Initial Rate Period: Mar-2020
Initial Rate Period Months: 27
Standard Variable Rate: 5.95
Apr Lenders: 5.5
Early Repayment Charge Applies Until: 31-Mar-2020
Early Repayment Charge Period Sort Field: 1442
Initial Monthly Payment: 904.51
Monthly Payment After Initial Period: 1197.98
Fees Total: 1723.00
True Cost: 0.00
True Cost Over Initial Period: 24895.77
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 950.00
Booking Fee: 299.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 325000.00
Legal Fee: 117.50
Lender Product Reference: DS720
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £190000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.