Probate Mortgages

Probate Mortgages- are mortgages secured on properties involved in probate. Properties subject to probate can often be purchased below market value as there are can be numerous complications which can delay or cause difficulty with the mortgage process.

Capital Fortune are specialists in securing finance to purchase a probate property and we have expertise in searching the whole host of mortgage and finance options which can take place in parallel to the granting of the actual probate.

It is not commonly known that certain lenders will allow you to purchase a probate property through
A standard probate residential mortgage
A probate Buy to Let mortgage
Probate Secured Loan
Probate finance

It is important to obtain a probate mortgage or loan that will suit you best. There are a number of available products some of which can be seen through our online mortgage service. However a standard probate mortgage may not necessarily be the most suitable or affordable why to finance your purchase.

It is important to seek professional and impartial information from a suitably qualified adviser and we would be happy to take you through the many options. We can only recommend a probate mortgage be it on a residential or buy let basis once we have assessed your full needs and requirements.  If other types of probate finance is required, be it on a short or long term basis, we will also be able to arrange this for you. We will both need to be satisfied during the purchase process that the financial commitment which a mortgage brings, is both affordable and suitable.

Specialist Finance Advice

At Capital Fortune we are specialists in giving impartial mortgage advice. We understand your requirements when purchasing in a probate situation, we also understand the pitfalls.
We will be able to discuss with you all the reasons for purchasing the property and give you advice on the most suitable and affordable finance options.

We are able to place these properties with UK mortgage lenders but often these types of application require a significant degree of negotiation with the lenders and the valuers.

That is where are expertise is essential. We know our lender€™s criteria and we will get to know the local valuer. We will speak to the valuer prior to any application to ascertain whether the actual property meets the lender€™s specific criteria, and whether the impact of probate has any effect on both the true and proper market valuation. This will save you and us, both time and money.

At Capital Fortune, we work with a number of lenders willing to offer mortgage on probate properties.

To discuss probate mortgages call us today on 0845 3 630 430 or Enquiry Online.