Pensioners

Mortgages For Old People

 

Mortgages For Old People - refer to the mortgage deals available for pensioners.

It has always been difficult for individuals seeking to secure mortgages for pensioners due to issues regarding affordability, retirement income and other age related factors. However, through our specialist advisory team, we can obtain the optimum financial result for you. Over a number of years are team have become experts in obtaining the most suitable and affordable interest only mortgages for pensioners on the market. We have established excellent relationships with a number of mortgage lenders offering interest only mortgages for pensioners, often acquiring packages not available to individuals on the High Street.

We will guide and assist you throughout your application from your initial enquiry until the securing of your transaction and beyond. Our team appreciate the complexities of interest only mortgages for pensioners and vow to find the best available deal on the market for your individual circumstances. We will complete all the necessary paperwork required to secure your transaction, all within your given timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

We can find mortgages for pensioners from our comprehensive panel mortgage base. Call us today.

 

Mortgages For Older People

 

Mortgages For Older People - Mortgages for older people can often be difficult for individual pensioners and older people to obtain. Since the credit crunch, an increasing number of banks and building societies have been increasingly risk averse to lend to individuals, especially to individuals seeking mortgages for older people. With more stringent criteria set by mortgage lenders and difficult jurisdiction, mortgages for older people may require advice and assistance from an unbiased comprehensive panel mortgage broker. This is where we can assist.

Clients seeking mortgages for older people will have to be able to prove that their pension income as well as any other investment vehicles will be able to support the mortgage payments required. In addition, with age being a factor in a mortgage application, lending institutions in the UK and internationally may be somewhat reluctant to offer mortgages for older people to individuals. Our expert team specialising in mortgages for older people have built up strong relationships with a number of lenders offering mortgages for older people over a number of years, utilising these links to obtain favourable mortgage deals for our clients.

We are aware of the complex nature of mortgage packages for older people and will guide and assist you throughout your application from your initial enquiry until the completion of your application and beyond. As well as speedily advising as to which lender offering mortgages for older people is most suited to you, our team will complete all the required documentation to secure your mortgage package.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking mortgages for older people? Call our specialist team today.

 

Mortgages for Over 50s

Mortgages for Over 50's can be arranged through Capital Fortune.

We specialise in dealing with clients aged from 50 up to 90 who maybe looking for a mortgage to help them purchase their dream home, move closer to family or simply downsize during retirement.

We also assist clients who are looking to remortgage their existing home to obtain a better deal, extend the length of their existing mortgage or release some equity tied up in the property for home improvements.

A selection of mortgages is given in the mortgage table below.

Do feel free to contact us if you have any queries or require a quotation specific to your circumstances.

Mortgages for Over 55s

Mortgages for Over 55's can be arranged through Capital Fortune.

We specialise in dealing with clients aged from 55 up to 90 who maybe looking for a mortgage to help them purchase their dream home, move closer to family or simply downsize during retirement.

We also assist clients who are looking to remortgage their existing home to obtain a better deal, extend the length of their existing mortgage or release some equity tied up in the property for home improvements.

A selection of mortgages is given in the mortgage table below.

Do feel free to contact us if you have any queries or require a quotation specific to your circumstances.

Mortgages For Over 60

Mortgages For Over 60 - Mortgages for over 60 refers to individuals seeking a mortgage who are over 60 years old and are approaching retirement who seek to purchase a residential or buy to let property. We aim to find the most suitable and affordable mortgage package for their specific needs. Many high street banks and building societies since the credit crunch seem more reluctant to lend to clients in full time employment, perhaps even more unwilling to lend to mortgages for over 60 applicants and those approaching retirement age. Those over 60, supposedly fortunate enough to obtain a mortgage, can at times be offered less competitive rates often left with poorer rates. Mortgages for over 60 applicants are increasingly requiring the services of a mortgage broker.

This is where we can help. Our mortgage advisers are experts at finding our mortgages for over 60 clients the right lender at the right rate but importantly at the right time. Using our comprehensive panel base, both nationally and internationally, we have strong and built up relationships with senior underwriting staff at many mortgages for over 60 lenders, increasing our customers chances of success in their application. It is our role to obtain you and your mortgage the best financial result available.

Furthermore, our advisory team fully appreciate the strains and time constraints that can occur for our mortgages for over 60 applicants. We will briskly advise you as to whether your application will be best equipped to a UK or international bank, private lender or local building society who are more supporting towards mortgage over 60 year old applicants. It is our role to fill your specific needs and requirements. Our expert team will also fill out all the critical and necessary details towards your application, all within your required timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our mortgages for over 60 advisers are waiting to take your call.

Mortgages For Over 60s

 

Mortgages For Over 60s - Mortgages for over 60s are often difficult for individuals to obtain due to changing financial circumstances when they get closer to retirement.

The market involving mortgages for over 60s can be overwhelming for customers. Our team will guide and assist you throughout your application from your initial enquiry until the completion of your application. We can discuss your options and tell you what mortgages for over 60s you are likely to be able to secure and can offer a comprehensive service, completing all paperwork to a time frame that suits you and then regularly reviewing your case to see if you are still receiving the best deal you can.

Over a number of years our team have built up strong relationships with a number of providers offering mortgages for over 60s. Utilising these established links, we are often able to obtain favourable rates for our clients not available to individuals on the High Street.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for over 60s can be found through our specialist advisory team. Contact us today.

 

Mortgages For Over 65

Mortgages For Over 65 - Mortgages for over 65 refers to the available mortgage deals sought by individuals over 65 seeking to purchase a buy to let or residential property within the UK. For individuals, it is often difficult to obtain mortgages when over 65. Mortgages for people over 65 years old however can be found with specialist advice and assistance. This is where we can assist.

Over a number of years, our expert team specialising in mortgages for those over 65 have been able to obtain the most suitable and affordable mortgage products for clients on the market. Without prejudice, searching our comprehensive panel pensioner mortgage base, our team are able to holistically analyse many of the available mortgages for those over 65 to find the deal which suits our client best. Our role is to obtain the optimum financial result.

We appreciate the complexities and difficulties associated with the market offering mortgages for those over 65 and will guide and assist you throughout the application process. We will quickly advise you as to which provider of mortgages for those over 65 will be most suited to your individual circumstances, before completing all the paperwork required to complete your mortgage transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for individuals over 65 can be obtained through our specialist advisory service. Call us today.

Mortgages For Over 70

 

Mortgages For Over 70 - Our mortgage for over 70 advisory team also fully appreciate how difficult it can be for mortgages for over 70 applicants to obtain a cost effective deal individually. Realising the stresses of the UK mortgage for over 70 market, we will quickly advise you whether a UK or international bank, building society or private mortgages for over 70 lender will be most suitable for your individual needs and requirements.

Mortgages for over 70 refers to 70 year olds and those approaching retirement who seek a mortgage or remortgage for their residential or buy to let property within the UK. Huge holes in state and private pensions have made obtaining credit, particularly high levels of credit such as a mortgage, more difficult, stressful and the search can be time-consuming. To make matters worse for individual mortgages for over 70 applicants, risk averse high street banks and building societies are increasingly rejecting or offering unsuitable resolutions for applications.

However, there are certain mortgages for over 70 lenders who can provide suitable and affordable packages for you.

We can secure you a mortgage on capital and interest repayment basis – using our comprehensive panel base – where both the mortgage total and interest charged are paid down each month. This differs from an interest only mortgage, whereby the mortgage will be paid, by an ISA investment or if possible, on your pension. Interest only mortgages for over 70 applicants pay off the interest each month meaning monthly repayments are often lower than a traditional mortgage but this leaves the whole amount to be payable at the end of the term.

In addition, our advisers guarantee to fill in all the critical documentation towards your application, all within your required timeframes.

We will find you the best financial solution possible and will obtain the most affordable and suitable mortgage deal for you. Our comprehensive panel mortgages for over 70 brokers seek to find our clients the right rate with the right lender at the right time.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our mortgages for over 70 advisers look forward to your call.

 

Mortgages For Over 75s

 

Mortgages For Over 75s - Mortgages for over 75s are complex and difficult packages to obtain for individuals. A potential lack of sustainable income, age related factors and access to other forms of wealth can all be difficult hurdles for individuals seeking mortgages for over 75s, with many banks and building societies within the UK often unwilling to lend to individuals. To obtain the most suitable and affordable mortgages for over 75s on the market, specialist advice and assistance may be required. As a specialist pensioner mortgage broker, with years of experience in obtaining mortgages for over 75s, we can help to find you the optimum financial result.

Our team are experts in acquiring mortgages for over 75s with the right lender at the right time and importantly at the right rate. Using our comprehensive panel mortgage base, our team can search the available mortgages for over 75s without prejudice to find the deal which suits your individual needs and requirements best.

We understand the terms and conditions of each mortgage product and will guide and assist you to ensure mortgages for over 75s for our clients are secured. Mortgages for over 75s can be some of the most complex packages on the market. Our competent team will holistically analyse each available deal, ensuring the deal we find for you is the most suitable for your individual needs and requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for over 75s can be obtained through our specialist advisory service. Call us today.

 

Mortgages For Over 80s

Mortgages For Over 80s - Mortgages for over 80s are often difficult to obtain for pensioners looking to seek finance for their residential or buy to let property within the UK. Mortgages for over 80s are often not available from a number of High Street banks and building societies within the UK with institutions not willing to lend to ‘high risl’ applicants since the economic downturn. Obtaining mortgages for over 80s is not an easy task and specialist advice and assistance may be required to obtain the optimum financial result. This is where we can assist.

Appreciating how difficult it can be for individuals to obtain mortgages for over 80s, our expert team will guide and assist you throughout your application from your initial enquiry until the completion of your mortgage transaction and beyond. We have estrablished superb relationships with a number of leading mortgage institutions offering mortgages for over 80s over the years, utilising these links and contacts to obtain favourable deals for our clients.

Often with lower income than most individuals without the support of extra financial vehicles, mortgage lenders are unwilling to offer mortgages for over 80s due to the risk attached to each package. Aware of any time constraints you may have, our expert mortgage team will complete all the relevant documentation required to ensure your mortgage is secured, all within your time constraints.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Mortgages for over 80s can be found using our help. Call our expert advisory team today.

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV