Seniors Mortgage

Seniors Mortgage

Seniors Mortgage - Seniors mortgage customers will typically be in their retirement and could be looking for a seniors mortgage for a variety of reasons. You may require a mortgage for home improvements such as undertaking a loft conversion or conservatory. You may be merging all outstanding debts into one easy repayment or you may just wish to move away from your current mortgage provider to find a more favourable seniors mortgage.

Using our comprehensive panel base, we can find the most competitive rates on a seniors mortgage and aim to complete your application in a timescale that suits you. Our team of brokers experienced in securing a seniors mortgage for our clients can talk you through your available repayment options. After assessing your age, income and financial requirements, we will be able to tell you which lenders are willing to help with your seniors mortgage application. We have strong relationships with underwriters at international banks and building societies as well as domestic lenders providing a number of options to successfully serve your seniors mortgage.

For applicants requiring a seniors mortgage, we offer a full and comprehensive service by completing all necessary documents and will frequently re-evaluate our seniors mortgage cases up to the date of completion to ensure they get the best rates on the market as soon as they become available. We can offer a seniors mortgage on a conventional repayment or on interest only basis, though anyone opting for interest only repayments will need to have another investment to repay the original mortgage debt at the end of the contract. Unfortunately, we are only able to offer mortgage finance but a number of Independent Financial Advisers will be able to advise you on what kind of investment will work best for you should you opt for an interest only seniors mortgage .

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To speak to one of our seniors mortgage advisory team, call us today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV