Senior Mortgage

Senior Mortgage

Senior Mortgage - Senior mortgages are aimed at anyone over the age of 60, in or near to retirement. Seniors have struggled to find finance in the past but due to increased competition in the senior mortgage market. However, our expert mortgage brokers using our comprehensive panel base, can advise you on the right senior mortgage for you.

You may be looking to remortgage away from your existing lender to find a more competitive deal or raise capital for a holiday or conservatory. You may simply want to consolidate all of your existing debt into one easy monthly payment. Whatever reason you have for seeking out a senior mortgage, our team will search the market for you, finding the senior mortgage that works best for you.

Our experienced mortgage brokers will be able to assess which senior mortgage providers are likely to lend to you and who is offering the best deal. Whether you are looking to take out a capital and interest repayment mortgage, where both interest and mortgage value are paid down at the same time, or an interest only mortgage, in which merely the interest charges are paid off each month and the lump sum is paid down at the end of the mortgage, one of our team will be happy to help you with your senior mortgage application.

We understand that finding a senior mortgage can be stressful and time-consuming but our team will find you the right mortgage for your circumstances and will regularly review your senior mortgage case throughout its term.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you wish to speak to one of our senior mortgage advisers, call us today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV