Retirement Mortgages

We have years of experience helping clients aged between 60 and 90 obtain a mortgage or save money by remortgaging

Retirement Mortgages

 

Retirement Mortgages - Retirement mortgages have become increasingly difficult for individuals to obtain. Since the recent economic downturn, a number of UK banks and building societies have become more unwilling to lend to seekers of retirement mortgages, often citing fears over fixed income, and availability of wealth assets. A number of previously available retirement mortgages which were previously on the mortgage market have been removed, often leaving individual clients unsatisfied with the deal they acquire or even left rejected. This is where we can assist.

Over a number of years as a quality mortgage broker, our expert team have established superb relationships with a number of providers in the UK offering retirement mortgages. Utilising these strong links, we are often able to obtain retirement mortgages not available to individuals on the High Street and often at a lower overall cost.

We understand the complexities of the market for retirement mortgages and understand our clients, guiding and assisting you throughout your application until completion. We will quickly yet carefully take you through the terms and conditions of all deals we find suitable on the market which meet your individual needs and requirements, before completing all the relevant documentation required to secure your transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Retirement mortgages can be obtained through our specialist mortgage team. Call us today.

 

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV