Over 80 Mortgage

Over 80 Mortgage

Over 80 Mortgage - Over 80 mortgage refers to the obtaining of a loan, mortgage or financing solutions for those seeking a property over the age of 80. It has always been difficult for over 80s looking to secure a mortgage due to issues regarding affordability, retirement income and other age related factors. Furthermore, the recent credit crunch has made the process of securing an over 80 mortgage even more problematic. Increasing reluctance from high street banks and building societies to lend to pensioners means those seeking an over 80 mortgage may benefit from the services of a mortgage broker. We offer a bespoke and holistic service to our clients seeking an over 80 mortgage. Using our comprehensive panel base, we will be able to find our customers a suitable and affordable deal for their over 80 mortgage application.

Our advisory team who deal with those seeking an over 80 mortgage are experts in placing our clients with the right lender at the right rate but importantly at the right time. We have built up strong and established relations with many leading underwriters working for providers of over 80 mortgage finance and loans. Using our relationships with these companies, our team can increase the chances of your over 80 mortgage application being successful.

The mortgage brokers we have will briskly be able to tell you whether a private over 80 mortgage lender, UK or international bank will be best equipped and most suitable for your specific needs and requirements. In addition, we realise how difficult the process of obtaining an over 80 mortgage can be for the individual and our specialist team guarantee to fill out all the necessary and critical documentation required to complete a successful application.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking for an over 80 mortgage? Contact one of our pensioner mortgage advisers today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV