Over 65 Years Of Age Mortgages

Over 65 Years Of Age Mortgages

Over 65 Years Of Age Mortgages - Over 65 years of age mortgages are mortgage sought by those over 65 seeking to purchase a residential or buy to let property within the UK. It has often been difficult for those seeking over 65 years of age mortgages due to age related factors and retirement income yet since the credit crunch it is now more difficult than ever before. Risk averse high street banks and building societies are increasingly rejecting individual pensioner and over 65 years of age mortgages. This is where we are here to help.

We can offer a range of lender products providing a mortgage for over 65 years of age mortgage clients on both a repayment and interest only basis. These products are also available as a fixed rate mortgage for the over 65, tracker rates, capped rates, variable and discount rates. After discussing your specific requirements and personal situation, we will be able to search a comprehensive panel of lenders and find an over 65 years of age mortgages package that suits you. Whether you opt for a traditional repayment mortgage, paying down both capital and the cost of borrowing simultaneously, or an interest only over 65 years of age mortgage, our brokers will process your application to a time frame that suits you. We will take you through all steps required, including completing all the required paperwork, giving you the best chance of being successfully granted finance.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our over 65 years of age mortgages team look forward to taking your call.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV