Over 65 Mortgage

Over 65 Mortgage

Over 65 Mortgage - Over 65 mortgage refers to the available mortgage deals sought by individuals over 65 seeking to purchase a buy to let or residential property within the UK. Since the recent economic downturn, it has become increasingly difficult for individuals to obtain an over 65 mortgage on the mortgage market. A number of mortgage lenders throughout the country have become increasingly risk averse and more reluctant to lend to individuals, often leaving those seeking an over 65 mortgage to require specialist advice. As a premiu mortgage broker, specialising in obtaining over 65 mortgage deals for clients, this is where we can assist.

Our team have years over experience in obtaining the right deal for our clients. As a comprehensive panel of lenders mortgage broker, we are able to source a number of the available over 65 mortgage deals on the market to find the deal which suits you best, without prejudice. Over a number of years our team have been able to obtain certain deals which are not available on the open market, utilising our excellent relationships with over 65 mortgage lenders.

We understand the terms and conditions of each over 65 mortgage deal and vow to guide and assist you throughout your application from your initial enquiry until the completion of your over 65 mortgage deal and beyond. We will quickly guide you throughout the mortgage process, ensuring you choose the right mortgage deal for your individual needs and requirements. In addition, our team will complete all the relevant documentation required to secure your mortgage, all within your given timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking an over 65 mortgage? Contact our specialist team today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV