Mortgages Over 65s

Mortgages Over 65s

Mortgages Over 65s - Mortgages over 65s are mortgages available to indiviuduals seeking finance for their buy to let or residential property and over 65 years of age. Since the recent economic downturn, it has been increasingly difficult for individuals to obtain mortgages. Over 65s are often rejected finance from a number of High Street banks and building societies, who seem them as a greater risk than the typical applicant. When looking to obtain mortgages, over 65s may require specialist advice and assistance to obtain the oprimum financial result for their individual needs and requirements. This is where we can assist.

Our mortgages over 65s team are experts in placing our clients with the right lender at the right time and importantly at the right rate. Scouring our comprehensive panel mortgage base, we will extensively search the market to find the best mortgages over 65s deal which suits your bespoke circumstances. We are not tied to any one lender and put you, the client, first.

For those looking to obtain mortgages over 65, there may be a number of criteria which need to be met for your mortgage application to be accepted. Individuals will often have to declare their full income, with any other financial vehicles including a private pension declared to support your chances of success. Obtaining mortgages for over 65s can often be a complex process, our expert knowledge can ensure you get the best mortgage deal around.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking mortgages? Over 65s can obtain the optimum deal by contacting our expert team today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV