Mortgages For The Over 60s

Mortgages For The Over 60s

Mortgages For The Over 60s - Mortgages for the over 60s are mortgages available to individuals over 60 years old and are approaching retirement who seek to purchase a residential or buy to let property. We aim to find the most suitable and affordable mortgage package for their specific needs. Many high street banks and building societies since the credit crunch seem more reluctant to lend to clients in full time employment, perhaps even more unwilling to lend to applicants seeking mortgages for the over 60s and those approaching retirement age. Those over 60, supposedly fortunate enough to obtain a mortgage, can at times be offered less competitive rates often left with poorer rates. Individuals seeking mortgages for the over 60s are increasingly requiring the services of a mortgage broker.

This is where we can help. We offer a bespoke and holistic service to all clients seeking mortgages for over 60s. Our mortgage advisers have established excellent relationships with many senior underwriting staff at many providers offering mortgages for the over 60s. Using our comprehensive panel base and relationships obtained, we are able to source through a number of the available mortgage products without prejudice to find the most suitable and affordable deal for your individual mortgage requirements. Our role is to obtain the optimum financial and banking result for you.

Furthermore, our advisory team fully appreciate the strains and time constraints that can occur for our mortgages for over 60 applicants. We will briskly advise you as to whether your application will be best equipped to a UK or international bank, private lender or local building society who are more supporting towards mortgage over 60 year old applicants. It is our role to fill your specific needs and requirements. Our expert team will also fill out all the critical and necessary details towards your application, all within your required timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking mortgages for the over 60s? Contact our expert team today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV