Mortgages For Retired People

We have years of experience helping clients aged between 60 and 90 obtain a mortgage or save money by remortgaging

Mortgages For Retired People

 

Mortgages For Retired People - Mortgages for retired people will often be more difficult to obtain than mortgages for individuals still in employment and under the age of 65. Individuals seeking mortgages for retired people will often have to prove that they still have a sustainable pension income, private or state, as well as any other investment vehicles which could be used to boost their mortgage application. Unfortunately, since the credit crunch, mortgages for retired people have become increasingly complicated to obtain and specialist advice and assistance may be required to find the best available deals on the market. This is where we can help.

Our expert team have years of experience finding mortgages for retired people from a range of lending institutions in the UK and internationally, for residential and buy to let property. Using our comprehensive panel mortgage base, we will be able to quickly advise as to which lender will accept your type of pension income and which are likely to accept your case or otherwise. Our team understand our lenders and understand their criteria.

We have built up a number of strong relationships with our lenders and their senior underwriters, often being able to obtain mortgages for retired people which are not available for individuals on the open market. We appreciate how complex and dense mortgage applications can be, filling in all the paperwork required to ensure your mortgage deal is secured.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

The best available mortgages for retired people can be found using our expert team. Call us today.

 

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV