Mortgages Beyond Age 75

Capital Fortune have years of experience in assisting clients aged 60 to 90

Mortgages Beyond Age 75

Capital Fortune do assist clients arrange mortgages beyond age 75 providing it can be demonstrated that the mortgage will be affordable in retirement.

Our clients tell us that the high street lenders usually place an arbitrary cap on age at the end of the mortgage of either 65, 70 or 75. This often leaves them frustrated that they can no longer get a mortgage due to their age or concerned that, even though they have a very good income, they could be declined for a mortgage taking them beyond age 75.

Capital Fortune have years of experience in assisting clients obtain a mortgage beyond their 75th birthday with trusted lending institutions who have been in business for more than 100 years.

We have provided a summary of some the current rates and mortgage products below for clients aged between 60 and 90.

If you require any assistance, feel free to contact us to discuss your particular situation and we will quickly let you know whether we can assist.

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV