Mortgage Senior Citizen

Mortgage Senior Citizen

Mortgage Senior Citizen - Mortgage senior citizen packages can often be difficult to find. Since the economic downturn, a number of lending institutions both in the UK and internationally have been unwilling to offer a mortgage to senior citizen clients, with additional stringent criteria being added for those looking to find the right mortgage. Senior citizen clients may require a personalised service to find the optimum financial result for their individual needs. This is where we can assist.

A mortgage senior citizen package, if accepted, will vary dependant on a number of circumstances. The age of the prospective mortgagee will be assessed, with their annual pension income and any other investment vehicles they may have added to boost their application. In addition, with mortgage lenders often reluctant to offer mortgage senior citizen deals, there often may need to be evidence to show that a sustainable income stream can be guaranteed.

Our expert mortgage team, specialising in mortgage senior citizen packages, will guide and assist you throughout your mortgage application until the best available mortgage package for you is secured. As well as scouring the market for the most suitable deal from our comprehensive panel base, we will complete all the necessary paperwork required to ensure your mortgage application is completed.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking for a mortgage? Senior citizen clients can find the best available mortgage packages on the market. Contact us today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV