Mortgage Over 75

Mortgage Over 75

Mortgage Over 75 - Securing a mortgage over 75-years-old can be difficult. Lenders need to be sure they will get a regular return from their investment and due to the uncertainty surrounding pension payments, particularly in light of huge holes in both government and private sector pensions, this can make finding and securing a mortgage over 75 look increasingly problematic.

However, our mortgage brokers, using our whole of market base, can find you the right mortgage for you. We will be able to tell you which lenders you are likely to obtain a loan from and will be able to carry out all the necessary paperwork for you.

We can secure you a mortgage on capital and interest repayment basis, where both the mortgage total and interest charged are paid down each month, or an interest only mortgage, linked to an ISA or your pension. These pay off the interest each month meaning monthly repayments are typically lower than a traditional mortgage but this leaves the whole amount to be payable at the end of the term, using an ISA, pension or another investment.

You may want to raise capital for home repairs, consolidate debts into a manageable monthly repayment or you may be looking to find a more competitive deal on your current mortgage. Whatever reason you have for seeking out finance, our brokers will devote themselves to finding you the best deal on the market and will regularly review your case even after we have secured your mortgage to find you a better deal.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 3 216 2037 or Enquire Online.

To speak to one of our expert mortgage brokers who deal specifically with people who have difficulty finding a mortgage over 75, call us today. We look forward to finding you the mortgage you deserve.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/08/2014.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
Overall cost
comparison
Early
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 2.39% Fixed 02/10/16 4.74% 4.4% 3% £995 None

Maximum age 75 (69 at application)

Repayment to 60% / Interest Only to 50%

002

*EXCLUSIVE*

3.59% Fixed 3 Years 5.95% 5.4% 3% £0 None

Free Legals

Free valuation up to £375,000

Capital Fortune and the lender will contribute £350 to a local charity

003

*EXCLUSIVE*

1.95% Discount 2 Years 4.15% 3.90% 2% £250 None

Maximum age 85

Repayment Only to 80%

On remortgages you can have a free Valuation & free legal service

004 2.99% Fixed 31/10/17 4.79% 4.5% 2%, 1% £895 None

Maximum age 87

Repayment to 80% loan to value

Interest Only to 70% loan to value with valid repayment scheme

005 3.99% Fixed 31/11/2019 4.79% 4.5% 5%, 4%, 3% ,2%, 1% £895 None

Maximum age 87

Repayment to 80% loan to value

Interest Only to 70% loan to value with valid repayment scheme

006 3.79% Buy to Let Discount 30/04/17 5.95% 5.60% 3% £699 None

Maximum age 85

Repayment

Interest Only available with starting rate of 4.19%