Mortgage Over 75

Mortgage Over 75

Mortgage Over 75 - Securing a mortgage over 75-years-old can be difficult. Lenders need to be sure they will get a regular return from their investment and due to the uncertainty surrounding pension payments, particularly in light of huge holes in both government and private sector pensions, this can make finding and securing a mortgage over 75 look increasingly problematic.

However, our mortgage brokers, using our comprehensive panel base, can find you the right mortgage for you. We will be able to tell you which lenders you are likely to obtain a loan from and will be able to carry out all the necessary paperwork for you.

We can secure you a mortgage on capital and interest repayment basis, where both the mortgage total and interest charged are paid down each month, or an interest only mortgage, linked to an ISA or your pension. These pay off the interest each month meaning monthly repayments are typically lower than a traditional mortgage but this leaves the whole amount to be payable at the end of the term, using an ISA, pension or another investment.

You may want to raise capital for home repairs, consolidate debts into a manageable monthly repayment or you may be looking to find a more competitive deal on your current mortgage. Whatever reason you have for seeking out finance, our brokers will devote themselves to finding you the best deal on the market and will regularly review your case even after we have secured your mortgage to find you a better deal.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 3 216 2037 or Enquire Online.

To speak to one of our expert mortgage brokers who deal specifically with people who have difficulty finding a mortgage over 75, call us today. We look forward to finding you the mortgage you deserve.

How to get in touch

Feefo logo

Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 03/08/2015.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
Overall cost
comparison
Early
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

1.59% Variable Term 1.59% 1.6% None £125 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 75% LTV

002

*INTEREST ONLY SEMI EXCLUSIVE*

2.09% Variable Term 2.09% 2.2% None £125 None

Maximum age 94 (subject to age at application)

Interest Only with valid repayment scheme e.g. downsizing

Maximum 75% LTV

003

*EXCLUSIVE*

 

2.79% Discount Variable 30/11/2017 5.95% 5.4% 3% in Year 1 then 2% in Year 2 £998 None

Maximum age 85

Free Standard Valuation

Interest Only with valid repayment scheme e.g. downsizing

Remortgages and Purchases

Maximum LTV 40%

004

*EXCLUSIVE*

3.49% Discount Variable 31/05/2018 5.95% 5.4% 1% until 31/05/2018 £499 None

Maximum age 85

Free Legals and Valuation* on remortgages. *Free valuation for properties up to value of £375,000.

Repayment Only

Remortgages and Purchases

Maximum 80% LTV