Mortgage For Over 65s

Mortgage For Over 65s

Mortgage For Over 65s - Mortgage for over 65s refers to the available mortgage deals sought by individuals over the age of 65 seeking to purchase a buy to let or residential property within the UK. A mortgage for over 65s has been difficult to obtain for a number of individuals over the recent years since the economic downturn, with a number of mortgage lenders unwilling and reluctant to offer products to individuals over a certain age. To obtain the most suitable and cost effective mortgage for over 65s on the market, specialist advice and assistance is often required. This is where we can assist.

With a number of mortgage lenders throughout the country having worries over an applicants potential income, age and wealth assets, a mortgage for over 65s product is often associated with strict criteria and stricter than many other mortgage products. Our expert team are able to guide and assist you throughout the application process, swiftly taking you through the terms and conditions of the available mortgage packages holistically to find the deal which suits your individual needs most.

Our role is to find the optimum financial result for you. We are a comprehensive panel of lenders mortgage broker with years of experience specialising in a mortgage for over 65s and other pensioner mortgage products on the market. Our specialist team have built up strong and established relationships with a number of mortgage lenders throughout our existence.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

A mortgage for over 65s can be found through our specialist team. Contact us today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV