Mortgage For OAP

Mortgage For OAP

Mortgage For OAP - Mortgage for OAP deals have become increasingly hard to secure in recent years since lenders have to be satisfied that the finance is absolutely affordable when offering a mortgage for OAP clients. Huge holes in state and private pensions have made obtaining credit, particularly high levels of credit such as a mortgage, more difficult, stressful and the search can be time-consuming. Using our comprehensive panel base however, our brokers are capable of finding the most suitable and affordable mortgage for OAP deal, depending on your personal circumstances.

We can offer a range of lender products providing a mortgage for OAP clients on both a repayment and interest only basis. These products are also available as a fixed rate mortgage for OAP’s, tracker rates, capped rates, variable and discount rates. After discussing your requirements and personal situation, we will be able to search the market and find a mortgage for OAP deal that suits you. Whether you opt for a traditional repayment mortgage, paying down both capital and the cost of borrowing simultaneously, or an interest only OAP mortgage, our brokers will process your application to a time frame that suits you. We will take you through all steps required, giving you the best chance of being successfully granted finance.

We potentially can secure a mortgage for OAP clients up to the age of 85 and are confident we can find our customers the most competitive rate on the market. Whether you are securing funds for an extension on your home, consolidating debt or looking for a better deal than your current provider is offering, our specialist team of mortgage for OAP brokers can help take the stress out of finding the right deal.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To speak to our mortgage for OAP advisory team, call us now.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV