Pension Linked
Mortgages

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Pension Linked Mortgages

Pension Linked Mortgages - are mortgages that are repaid by a lump sum draw down fromÂ yourÂ pension plan which can be up to 25% of your pension pot.Â

CapitalÂ FortuneÂ have secured mortgages for more applicants wishing to repay their mortgage using a pension draw-down.

We are also able to arrange mortgages to be placed in a pension if this is a requirement and a feasible option. CapitalÂ FortuneÂ are also able to advise on the most suitable and affordable mortgages for SIPP's or mortgages afforded using pension income.

We are not authorised, however, to give advice on pensions or other investments and therefore advise you speak to a Financial Adviser for investment and pension advice.

You should also be aware that there is a risk with a pension linked mortgage that the amount held in the pension fund maybe insufficient to repay the whole mortgage.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information regarding your pensions during the mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

Once the mortgage has been agreed, submitted and completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on pension income mortgages, speak to one of our specialist Advisers onÂ 0845 3 630 430 or Enquire Online.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.