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UK Property Value Quadruples in 20 Years

Written by Sam Jones on Tuesday, 20 August 2013 22:55.

With Britain as a whole worth £7.3 trillion according to official figures, we ask are we sleep walking in to another property bubble given half  the nation's wealth is tied up in its bricks and mortar. Property has quadrupled in value in the past 20 years.

Sub-prime lender launches to help adverse borrowers

Written by Sam Jones on Tuesday, 06 August 2013 19:28.

A new sub-prime lender has launched into the mortgage market aimed at borrowers with an adverse credit record. Magellan Homeloans is the first major sub-prime lender to launch since the crash and a sign that the market is beginning to ease on mortgage criteria.

Mortgage lending rockets 26 per cent in June

Written by Sam Jones on Sunday, 28 July 2013 12:19.

We can report this week that mortgage lending has grown by 26 per cent to hit a five-year high of £15bn in June, Council of Mortgage Lenders figures show.

Santander Joins Help to Buy Scheme

Written by Sam Jones on Saturday, 27 July 2013 12:35.

We can report today that Santander has become the latest major mortgage lender to join the Government's Help to Buy scheme. The Government's scheme to boost low deposit mortgage deals has been flying off the shelves with more than 7,000 reservations and 1,000 sales in just four months.

Stamp Duty Debate Hots Up With Scottish Reforms

Written by Sam Jones on Friday, 26 July 2013 13:47.

We see that the debate around stamp duty is hotting up with Scottish Government reforms to create a more “progressive” system of stamp duty and make more expensive homes pay more.  They seem interested in ending the unpopular “slab” structure where full payment of thousands of pounds is required up front.

UK economy grows 0.6 per cent in second quarter

Written by Sam Jones on Thursday, 25 July 2013 15:17.

It seems that the UK economy has grown by 0.6 per cent in the second quarter of the year compared to the first quarter as the recovery picks up pace which is great news.  After 0.3 per cent growth in the first quarter it is the first time the UK has seen two quarters of growth since 2010.

Renters Suffer Inflation More than Homeowners

Written by Sam Jones on Wednesday, 17 July 2013 12:00.

It seems that homeowners experience a slower rate of inflation than renters because of cheap mortgage rates, according to the latest Office for National Statistics report.

House prices are set to Boom by 6.3 per cent By 2015

Written by Sam Jones on Monday, 15 July 2013 11:48.

We can report that house prices arepredicted to boom by 6.3 per cent in 2015 as the UK economic recovery swings into action according to a new report by the influential Ernst & Young Item Club.

Carney signals 0.5% interest rate for foreseeable future

Written by Sam Jones on Thursday, 04 July 2013 14:56.

We are pleased to report that the Bank of England appears to have signalled that the UK base rate is set to remain at 0.5 per cent for some time, much  to the delight of mortgage holders.
New Bank of England governor Mark Carney has calmed markets at his first meeting with rate-setting the monetary policy committee.

99.5% of Consumers Don't Undertsand Mortgages - Which?

Written by Sam Jones on Friday, 21 June 2013 11:35.

We note some interesting research this morning from consumer champion Which? - they have just released quite worrying research indicating that 99.5 per cent of people do not understand the true cost of mortgages.