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How to get a flexible mortgage?

Written by Sam Jones on Thursday, 24 July 2014 12:14.

We have watched with concern in recent years as the mortgage market has changed. Choice has been restricted as lenders have reigned in loans and regulators have cracked down on risky activity. Mostly, we see this as a good thing as there is no place for reckless lending in the UK. Borrowers should need to provide more proof of income and expenditure than on the past.

Chancellor Cracks The Whip on "Excessive" Lending

Written by Sam Jones on Friday, 13 June 2014 12:27.

It seems that Chancellor George Osborne has finally cracked the whip on what has been deemed "excessive" mortgage lending last night, blamed for ever increasing house price inflation across the UK.

Remortgage Boom as Two Thirds Sit on Variable Rates

Written by Sam Jones on Sunday, 01 June 2014 22:35.

In the last six years interest rates have been at their lowest ever levels. We have seen clients enjoying rock bottom mortgage rates. Those sitting on standard variable rates (SVRs) have watched the Bank of England's monetary policy committee hold base rate at 0.5 per cent for more than five years.

Regulators Ready to Crack Down Further on Mortgages

Written by Sam Jones on Wednesday, 07 May 2014 11:32.

We are pleased to see UK regulators and politicians alert to the prospect of a housing bubble. House prices continue to rise rapidly in some parts of the UK and more than 10 per cent in some areas of London and the South East.

Capital Fortune announces short lease exclusive

Written by Sam Jones on Tuesday, 06 May 2014 15:58.

Capital Fortune announces it has received a market exclusive short lease product designed soley for prime central London homes.

Is Help to Buy Causing a Housing Bubble?

Written by Sam Jones on Monday, 05 May 2014 12:45.

We are pleased to see the latest data on Help to Buy proving positive for the housing market and showing aspects of the scheme are working. Help to Buy is the Government mortgage support programme.

What are the Problems Facing Expats Landlords?

Written by Sam Jones on Tuesday, 22 April 2014 16:03.

Since the credit crunch banks have cracked down on many areas of specialist lending.

Tough New Mortgage Rules - What Will It Mean For You?

Written by Sam Jones on Saturday, 29 March 2014 09:31.

We can report that tough new mortgage regulation is on the way and prospective borrowers should know what it means.  From April 26 the mortgage market will change forever because, after years in the making, revolutionary new regulations are being introduced.

Govt Considers New Stamp Duty Band at £250K

Written by Sam Jones on Monday, 24 March 2014 14:43.

We can report that Chancellor George Osborne was considering a change to stamp duty rates in his Budget last week. Osborne was looking into a new stamp duty band of 2 per cent from £250,000 to £300,000 but decided against it at the final moment.

Pensions Revolution Could Boost Pensioner Buy To Lets

Written by Sam Jones on Sunday, 23 March 2014 12:34.

Chancellor George Osborne dropped a bombshell for us all including those of us at Capital Fortune, on how in the future, people can manage their own pension pots. This  Budget could massively boost the property market.