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Mortgage for Extensions and Home Improvements Remain Valid Reason For Lending

Written by Sam Jones on Saturday, 17 November 2012 23:34.

The shortage of national credit has caused many would be home movers to look at their current property’s development potential before looking at purchasing a new property. People generally commence a ‘financial lifecycle’ often  buying a small flat in the early years, moving to their first house when they get married, a bigger house as they have children, then a larger house out in the suburbs as the kids reach school age, swapping the ease of the commute for greater property value. However, the standard norms of home moving may be radically changing as financial insecurity, coupled with the availability of new mortgage credit is starting to hit home.

Economic Bulletin sets out Conflicting Economic Indicators

Written by Sam Jones on Friday, 16 November 2012 19:24.

The Association of Mortgage Intermediaries has issued its recent Economic Bulletin which focuses on the UK Economy, Housing and Mortgage Market. With the economy emerging out of recession, an environment of low rate mortgages, positive news on inflation, improvements in the balance of trade and employment, AMI feel that consumer confidence will start to improve. They state however that there still remain fears based upon job security and the lack of pay awards.

HSBC investigating claims of criminal account holders

Written by Sam Jones on Wednesday, 14 November 2012 21:34.

HSBC bank says it is looking into allegations that criminals have used offshore accounts at its Jersey operation for money laundering. The bank issued a statement after the Daily Telegraph newspaper said it was at the centre of a major investigation by HM Revenue and Customs (HMRC).

Good Schools Mean High House Prices

Written by Sam Jones on Tuesday, 13 November 2012 19:36.

It has emerged that parents in the UK may face a house price premium of nearly £34,000 to live close to the country’s top state schools.

26,300 Mortgage Repossessions So Far This Year

Written by Sam Jones on Sunday, 11 November 2012 10:56.

New data released by the Council of Mortgage Lenders (CML) indicate that the number of mortgage possessions has fallen again in , the period between July and September.

£11 Billion to Be Wiped off Budget Defecit

Written by Sam Jones on Saturday, 10 November 2012 09:57.

But is it a Sleight of Hand? The UK Treasury is to be handed the interest the Bank of England earns on Government debt it holds as a result of quantitative easing it has been announced. 

70% Of Interest Only Mortgage Holders Will Have Difficulty Repaying

Written by Sam Jones on Friday, 09 November 2012 08:06.

Those on interest only mortgages appear to have unrealistic expectations according to ne research conducted on behalf of HML.

Barristers Forced to Diversify To Pay Mortgages and Make Ends Meet

Written by Sam Jones on Tuesday, 06 November 2012 23:03.

Over the past few years increasing numbers have been leaving the profession. The criminal Bar appears the major casualty of significant failures to maintain income by simply matching inflation. This coupled with the range of incentives offered to solicitors for carrying out basic court advocacy has increased the plight.  There have been dramatic decreases in Barrister’s remuneration over the past decade and the demand for services is increasingly problematic. This is particularly so, at the junior end. As a result a young Barrister’s ability to both obtain and service finance is increasingly impaired.

London Rents Suffer Q3 Downturn

Written by Sam Jones on Monday, 05 November 2012 22:06.

New research just produced by the Association of Residential Letting Agents (ARLA) shows the number of fresh tenancy agreements being completed in Q3 has dropped year on year. The end of the summer period is always a busy time for new tenancies as potential letting applicants take advantage of the hot weather and longer evenings to undertake property searches.

Only 1 in 20 Now Get Online Mortgage Loan

Written by Sam Jones on Sunday, 04 November 2012 15:26.

New Research just released from the technology group, Avelo indicates that despite the development of the Internet,  just over 1 in 20 mortgages are being sold direct on the Internet. The research also confirmed  that only 15% were conducted direct over the telephone.