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Fall in First Time Buyers Caused by Rent Trap

on Thursday, 31 January 2013 17:07.

The low numbers of first time buyers in the current market is ‘cause for concern’, according to Nationwide. Concerns have been raised as the building society report there were only 20,000 first time buyers per month in recent years, compared to 32,000 per month before the economic crisis.

Lenders Are Wrong Not To Allow Tenants Longer Tenancies

on Wednesday, 30 January 2013 17:14.

The Council of Mortgage Lenders have responded to Labour leader Ed Milliband's call for longer tenancy agreements by warning that such agreements could lead to a rise in rent arrears. They have indicated that a build-up in rent arrears would not only take money out of the landlord's pocket in the short-term, but also that this short-term loss could also affect the landlord's ability to pay their mortgage.

Is Britain On Course To Triple-Dip Recession?

on Monday, 28 January 2013 15:41.

The UK economy shrunk by 0.3% over the final quarter of the year, according to the latest numbers published by The Office for National Statistics (ONS). The following figures are worse than the  0.1% negative growth expected, further adding to fears that UK economy may re-enter recession in 2013.

Landlords Feeling Less 'Bullish' About 2013

on Friday, 25 January 2013 16:54.

Confidence in the 2013 buy-to-let market among landlords is apparently less ‘bullish’, according to a survey by Upad. This comes as the amount of landlords feeling optimistic about the private rental sector in 2013 has fallen to 63%, down by 10% at the start of 2012.

Professional Mortgages Look Set To Rise

on Thursday, 24 January 2013 16:42.

Interest on five year fixed rate mortgages are at a 6 year low since 2007, according to one Mortgage Advice Bureau. The average interest on a five year fixed deal is now 4.27%, down by 0.34% from the start of 2012.

Falling Figures of Retirees with Mortgage Debt

on Wednesday, 23 January 2013 16:42.

Recent findings released by Prudential announced that 2013 will see 7% fewer retirees entering their post-employment years without the worry of owing money on mortgages, compared to 2012 levels. This came alongside more positive news that the average amount of debt to be carried into retirement has fallen from £38,200 to £31,200.

CML Have High Hopes for 2013 Lending Market

on Tuesday, 22 January 2013 17:19.

Lending in the UK housing market will rise by 9% by the end of 2013, according to predictions by the Council of Mortgage Lenders (CML).

Mortgage Payments Take Priority in 2013 Household Spending

on Friday, 18 January 2013 12:38.

Mortgage repayments will take an increasing priority in a third of households’ spending in 2013, according to a survey by Legal & General Mortgage Club (L&GMC). 

Deposits For London Houses Three Times National Average

on Friday, 18 January 2013 10:06.

The average deposit required to purchase a property in England and Wales is £26,500, according to the finding of the Castle Trust. Looking at the 30 biggest cities and regions, the research found the average house price and what would be required for a 20% deposit. While borrowers can get a mortgage with a deposit of as little as 5% of the purchase price, the Council of Mortgage Lenders (CML) reported that the majority of mortgages are secured with a 20% deposit. 

Landlords Remortgage Buy-To Let Properties to Expand Their Portfolios

on Thursday, 17 January 2013 17:21.

The total value of Buy-To-Let Mortgages reached £4.2m as the number of landlords remortgaging complex buy-to-let properties increased by 2% last year, according to research by Mortgages for Business. Similarly, the number of landlords refinancing houses in multiple occupation rose by 25% in 2012.