Navy Mortgages

Navy Mortgages - are simply mortgages for the Royal Navy's personnel whether deployed on a UK naval ship or establishment at home or abroad. Royal Navy mortgages are available to serving seaman and officers as well as Navy civilian support staff. 

Navy Personnel wishing to mortgage outside of the UK can be accommodated through our bespoke international mortgage solutions team. Royal Navy mortgages and mortgages for the armed services including the Army, Royal Marines and Air Force are a specialist area within Capital  Fortune .

At Capital  Fortune, we understand the Royal Navy and the challenges it poses on professional and family life. We also understand the difficulty experienced by Royal Navy personnel when it comes to obtaining a mortgage, particularly when stationed outside of the UK.

We have dealt with a number of armed services staff and well understand how the Royal Navy is remunerated.  British naval pay is based on civilian earnings for comparable work but levels of pay and wage structures are difficult to determine as no civilian occupation can be directly compared to serving in the Royal Navy.

Your rank or rating in the Royal Navy will determine pay scales from OR1 – 9 and once we have determined your service, your level of experience and long term career progression, we will be able to ascertain how much you can borrow and place it with a lender who understands service personnel.

Royal Navy staff looking to arrange Royal Navy mortgages will be dealt with personally as part of our Capital Fortune premier service. You can be dealt with over the telephone or if it suits you, we can arrange a meeting to discuss your needs at our London based offices. In light of you serving in the armed services, we will strive to take the difficulty and time element out of the mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed with you.

We will obtain the most suitable and affordable mortgage product using a mortgage lender from our online mortgage service list of providers.

Once the mortgage has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

Call us today on 0845 3 630 430 or Enquiry Online.