Best 3 Year Tracker Rate Mortgages

Best 3 Year Tracker Rate Mortgages

Best 3 year tracker rate mortgages are listed in the 3 year tracker rate mortgage tables below.

Best mortgages are not necessarily the cheapest mortgage or the most appropriate for your needs and requirements. UK home lenders will attach certain criteria to each loan product and the mortgage contract may provide different levels of flexibility or restrictions accordingly.

The 3 year tracker rate mortgage tables are a useful guide to the tracker rates available for home mortgages UK wide.

Be aware that Early Repayment Charges (ERC's) may apply to mortgages. To view applicable ERC's, click on the Details button for a displayed mortgage product.

You may also want to check out the lowest fixed rates available based on a different fixed rate period such as:

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

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Residential - Purchase - 3 Year Tracker Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Leeds BS 2 Year Tracker £999 Fee BLH1.19%TrackerJun-20205.69%4.8%APRC30-Jun-2020 £99965%
Product Code: 003M75
Product Name: 2 Year Tracker £999 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5.69
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 466.63
Monthly Payment After Initial Period: 723.47
Fees Total: 1233.00
True Cost: 0.00
True Cost Over Initial Period: 12331.38
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 20070
Detail
Nationwide BS RETENTION 2 Year Tracker £999 Fee Existing Borrowers Cashback BNW1.19%Tracker2 years 3.99%3.6%APRC £99960%
Product Code: 119
Product Name: RETENTION 2 Year Tracker £999 Fee Existing Borrowers Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11162.68
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124666
Detail
Nationwide BS 2 Year Tracker £999 Fee BNW1.19%Tracker2 years 3.99%3.5%APRC £99960%
Product Code: 455
Product Name: 2 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.5
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11262.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124656
Detail
Nationwide BS FTB 2 Year Tracker £999 Fee Cashback BNW1.19%Tracker2 years 3.99%3.6%APRC £99960%
Product Code: 624
Product Name: FTB 2 Year Tracker £999 Fee Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10762.68
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124646
Detail
Nationwide BS RETENTION 2 Year Tracker £999 Fee Existing Borrowers BiR BNW1.19%Tracker2 years 3.99%4%APRC £99960%
Product Code: KL1
Product Name: RETENTION 2 Year Tracker £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11162.68
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 125085
Detail
Skipton BS Intermediary Exclusive 2 Year Tracker £995 Fee SBS1.29%Tracker2 years 4.74%4.1%APRC £99560%
Product Code: 003T6Q
Product Name: Intermediary Exclusive 2 Year Tracker £995 Fee
Product Availability: Exclusive
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.29
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 472.08
Monthly Payment After Initial Period: 671.26
Fees Total: 1066.00
True Cost: 0.00
True Cost Over Initial Period: 11394.92
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR391
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.29%Tracker2 years 3.99%3.6%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.29
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 624.53
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11444.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AR41
Detail
Skipton BS 2 Year Tracker No Fee SBS1.32%Tracker2 years 4.74%4.1%APRC2 years £060%
Product Code: 0022RS
Product Name: 2 Year Tracker No Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.32
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 469.86
Monthly Payment After Initial Period: 665.91
Fees Total: 71.00
True Cost: 0.00
True Cost Over Initial Period: 11341.64
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR497
Detail
Santander UK Plc 2 Year Tracker £999 Fee CAN1.39%Tracker2 years 3.75%3.3%APRC £99960%
Product Code: R10
Product Name: 2 Year Tracker £999 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.39
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.75
Apr Lenders: 3.3
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 477.69
Monthly Payment After Initial Period: 610.52
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 11724.56
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: VA06R/VA06V
Detail
Santander UK Plc 2 Year Tracker £999 Fee (Scottish) CAN1.39%Tracker2 years 3.75%3.3%APRC £99960%
Product Code: R15
Product Name: 2 Year Tracker £999 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.39
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.75
Apr Lenders: 3.3
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 477.69
Monthly Payment After Initial Period: 610.52
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 11724.56
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: VA06R/VA06V
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Tracker Offset: No Product Term Period From: 30 Months; Product Term Period To: 42 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.