Self Employed Mortgages

Self Employed Mortgages - Self employed mortgages are mortgages for self employed individuals. Self employed mortgages may take into account the particular income patterns of self employed individuals. Since the credit crunch self-certified self employed mortgages have not been offered by lenders, making it more difficult for the self employed to secure mortgages. In addition, lenders have generally tightened their application criteria, adding further difficulties to those who are self employed. Mortgages are available but applicants need to ensure their details are presented in a manner which maximises the likelihood of being accepted.

Fixed, variable and tracker rate self employed mortgages are usually available on the market. Repayment self employed mortgages can be ideal for many self employed borrowers as they allow larger repayments when possible. If higher repayments are made, mortgage holidays may be possible at a later date. This is often suitable for those, such as the self employed, who may have a variable income. 

At Capital Fortune, we understand that many self employed borrowers are highly successful and are committed to helping self employed clients secure their ideal mortgage. Our knowledge and expertise of self employed mortgages allows us to match the right deal to the right client at the right time.  

Our self employed mortgages advice service enhances your chances of a successful application by presenting your self employed income in the best possible light, including any tax efficiencies, and can help you obtain the largest possible loan. We have access to some of the best self employed mortgages through our range of industry contacts. 

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.