100% Mortgages

100% Mortgages - 100% mortgages are mortgages which cover 100% of the purchase or remortgage value of a property. 100% mortgages can be ideal for first time buyers looking to enter into the housing market. When house prices are rising, first time buyers may find that their saving cannot keep up with increasingly large deposits required. 100% mortgages can allow borrowers to purchase immediately and avoid the long wait for a property.

100% mortgages may or may not be available, depending on market conditions. If credit conditions are weak, 100% mortgages are unlikely to be available. In addition, 100% mortgages are far more likely to be offered to residential buyers compared with by to let investors.

As rates may be relatively high on 100% mortgages, finding the best deal is vital to enable you to secure an affordable mortgage. This is where we can assist.

At Capital Fortune, we have years of experience finding the best 100% mortgages products for our clients. If 100% mortgages are not available on the market, we can advise as to any other possible options. Our personalised advice means we recommend the most suitable product for your individual circumstances. In addition, we analyse the available 100% mortgages holistically, including hidden charges and conditions, to ensure maximum affordability.

As a whole of market mortgage broker, we are not tied to any one lender and always put our customers first. Our wide range of industry contacts allows us to access some deals that are not available on the High Street.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

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Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.