Fixed Rate Mortgage

Fixed Rate Mortgage

Fixed Rate Mortgage - Fixed rate mortgage refers to a mortgage with a fixed interest rate for a specific time period. Depending on market conditions, fixed rate mortgage packages may exist where the duration of the fixed rate is the same as the mortgage term (usually twenty five years), but these are a niche product. The most common lengths of a fixed rate mortgage are two, three or five years. After this period the mortgage will revert to a follow on rate, typically the lender’s Standard Variable Rate. Usually, lenders include penalty clauses for redeeming a fixed rate mortgage before this time. However, some fixed rate mortgage lenders will allow the mortgage to be carried across to a new property.

There are a number of resources, such as our fixed rate mortgage comparison tables, that can enable you to get some idea of the available deals from a range of providers. Selecting the best fixed rate mortgage for your needs and requirements requires a careful examination of your financial circumstances and an understanding of the variety of fixed rate mortgage deals available on the market. Professional advice can ensure that you obtain a mortgage which is right for you, with minimal of stress.

Our advisers specialise in matching the right client with the right rate from the right lender. As a comprehensive panel of lenders mortgage broker, we recommend products from a range of providers and put our customers at the centre of everything we do. We offer bespoke advice which is designed around your circumstances. In addition, we look beyond the headline rate of the products we recommend to protect you from hidden charges which might damage your future finances.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To secure the best fixed rate mortgage for your needs and requirements, call us today. We look forward to taking your call.

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Residential - Purchase - Best Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Monmouthshire BS 2 Year Fixed £999 Fee Purchase BMO1.35%Fixed2 years 4.99%4.5%APRC2 years £114980%
Product Code: 679
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.35
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 475.44
Monthly Payment After Initial Period: 687.58
Fees Total: 1539.00
True Cost: 0.00
True Cost Over Initial Period: 11950.56
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: F433
Detail
TSB Intermediary 2 Year Fixed £995 Fee Purchase TSB1.44%FixedJun-20203.99%3.7%APRC30-Jun-2020 £99560%
Product Code: 001WK7
Product Name: Intermediary 2 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 480.64
Monthly Payment After Initial Period: 624.47
Fees Total: 1211.00
True Cost: 0.00
True Cost Over Initial Period: 12677.64
Cashback: 0.00
Valuation Fee: 181.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: 15BA
Detail
Leeds BS 2 Year Fixed £999 Fee BLH1.44%FixedJun-20205.69%4.9%APRC30-Jun-2020 £99960%
Product Code: 002XKY
Product Name: 2 Year Fixed £999 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5.69
Apr Lenders: 4.9
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 476.69
Monthly Payment After Initial Period: 719.24
Fees Total: 1233.00
True Cost: 0.00
True Cost Over Initial Period: 13591.94
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 20114
Detail
Principality BS 2 Year Fixed £895 Fee BPR1.45%FixedMay-20204.9%4.4%APRC31-May-2020 £89565%
Product Code: 002ZHG
Product Name: 2 Year Fixed £895 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.45
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 25
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 480.75
Monthly Payment After Initial Period: 681.20
Fees Total: 1391.00
True Cost: 0.00
True Cost Over Initial Period: 12493.75
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 150.00
Lender Product Reference: 11708
Detail
Barclays Bank 2 Year Fixed £999 Fee Purchase BWO1.46%FixedJul-20203.99%3.6%APRC31-Jul-2020 £99975%
Product Code: 001BEQ
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.46
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 481.65
Monthly Payment After Initial Period: 623.91
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 13119.55
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: BP16
Detail
Virgin Money 2 Year Fixed £995 Fee Purchase BNR1.48%FixedJul-20204.79%4.3%APRC01-Jul-2020 £99565%
Product Code: 003RSV
Product Name: 2 Year Fixed £995 Fee Purchase
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.48
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.79
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 01-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 482.77
Monthly Payment After Initial Period: 674.12
Fees Total: 1263.00
True Cost: 0.00
True Cost Over Initial Period: 12520.02
Cashback: 300.00
Valuation Fee: 188.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 150.00
Lender Product Reference: 9RFS
Detail
Santander UK Plc 2 Year Fixed £999 Fee Porting CAN1.49%FixedJul-20203.75%3.4%APRC02-Jul-2020 £99975%
Product Code: 002H6V
Product Name: 2 Year Fixed £999 Fee Porting
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.75
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 02-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 483.35
Monthly Payment After Initial Period: 610.13
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12827.10
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 184.75
Lender Product Reference: MD03V
Detail
Nationwide BS RETENTION 2 Year Fixed £999 Fee Existing Borrowers Cashback BNW1.49%Fixed2 years 3.99%3.7%APRC2 years £99960%
Product Code: 318
Product Name: RETENTION 2 Year Fixed £999 Fee Existing Borrowers Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 483.43
Monthly Payment After Initial Period: 625.74
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11567.32
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124459
Detail
Nationwide BS RETENTION 2 Year Fixed £999 Fee Existing Borrowers BiR BNW1.49%Fixed2 years 3.99%3.9%APRC2 years £99960%
Product Code: KMI
Product Name: RETENTION 2 Year Fixed £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 483.43
Monthly Payment After Initial Period: 631.88
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11567.32
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 125065
Detail
Nationwide BS FTB 2 Year Fixed £999 Fee Cashback BNW1.49%Fixed2 years 3.99%3.7%APRC2 years £99960%
Product Code: N36
Product Name: FTB 2 Year Fixed £999 Fee Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 483.43
Monthly Payment After Initial Period: 625.74
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11167.32
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124439
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.