Fixed Rate

Fixed Rate

Fixed Rate - Fixed rate mortgages are mortgage payments which remain fixed throughout the term of the associated loan. Fixed rate loans are characterised by their interest rates and a significant advantage is the ability for one to be able to budget their mortgage outgoings over the entire period of the loan. With a fixed rate home mortgage, a change in the Bank of England base rate or lender’s standard variable rate changes, the interest rate on one’s own mortgage will not change.

For those with a strict budget, a fixed rate mortgage is likely to be the most suitable and affordable solution. However, lenders will often charge an early repayment penalty if one’s fixed rate mortgage is cancelled before the end of the agreed term. A fixed rate mortgage is a long term financial contract which demands serious consideration. Many tough decisions will have to be faced and the number of available fixed rate options for customers may require the services of a specialist fixed rate mortgage broker. This is where we can assist.

We offer a bespoke and holistic service to all clients seeking fixed rate mortgage solutions. Using our comprehensive panel mortgage base and our outstanding relationships with senior underwriters at providers of fixes rate solutions, we can find the optimum financial result for you. Our team will guide you throughout your application, ensuring your fixed rate mortgage transaction is secured at a highly cost effective rate.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For advice on fixed rate mortgage solutions contact us today. We look forward to taking your call.

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Residential - Purchase - Best Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Principality BS 2 Year Fixed £1395 Fee BPR1.2%FixedApr-20204.9%4.4%APRC30-Apr-2020 £139565%
Product Code: 699
Product Name: 2 Year Fixed £1395 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.2
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 30-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 468.66
Monthly Payment After Initial Period: 680.81
Fees Total: 1891.00
True Cost: 0.00
True Cost Over Initial Period: 13128.82
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 1395.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 150.00
Lender Product Reference: 11401
Detail
Santander UK Plc 2 Year Fixed £999 Fee (Scottish) CAN1.29%FixedApr-20204.74%4.1%APRC02-Apr-2020 £99960%
Product Code: 001EC0
Product Name: 2 Year Fixed £999 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 02-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 669.75
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12533.82
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MC30R / MC30V
Detail
Santander UK Plc 2 Year Fixed £999 Fee CAN1.29%FixedApr-20204.74%4.1%APRC02-Apr-2020 £99960%
Product Code: 001EC1
Product Name: 2 Year Fixed £999 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 02-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 669.75
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12533.82
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MC30R / MC30V
Detail
Platform Intermediary 2 Year Fixed £999 Fee CTS1.29%FixedApr-20204.74%4.2%APRC30-Apr-2020 £99960%
Product Code: 0023F7
Product Name: Intermediary 2 Year Fixed £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 669.01
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 12655.89
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1247
Detail
Santander UK Plc 2 Year Fixed £999 Fee Porting CAN1.29%FixedApr-20204.74%4.1%APRC02-Apr-2020 £99960%
Product Code: 002H6T
Product Name: 2 Year Fixed £999 Fee Porting
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 02-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 669.75
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12533.82
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MC30V
Detail
Coventry BS 2 Year Fixed £999 Fee BCV1.29%FixedMar-20204.74%4.1%APRC31-Mar-2020 £99965%
Product Code: 002RB5
Product Name: 2 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Mar-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 31-Mar-2020
Early Repayment Charge Period Sort Field: 1442
Initial Monthly Payment: 468.17
Monthly Payment After Initial Period: 650.22
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 13304.42
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: FHL30
Detail
Nationwide BS RETENTION 2 Year Fixed £999 Fee Existing Borrowers BNW1.29%Fixed2 years 3.99%3.6%APRC2 years £99960%
Product Code: 318
Product Name: RETENTION 2 Year Fixed £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 472.15
Monthly Payment After Initial Period: 624.63
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11296.60
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 122021
Detail
Nationwide BS RETENTION 2 Year Fixed £999 Fee Existing Borrowers BiR BNW1.29%Fixed2 years 3.99%3.7%APRC2 years £99960%
Product Code: KMI
Product Name: RETENTION 2 Year Fixed £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 472.15
Monthly Payment After Initial Period: 624.63
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11296.60
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 122607
Detail
Nationwide BS FTB 2 Year Fixed £999 Fee BNW1.29%Fixed2 years 3.99%3.7%APRC2 years £99960%
Product Code: N36
Product Name: FTB 2 Year Fixed £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 472.15
Monthly Payment After Initial Period: 624.63
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10896.60
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 122001
Detail
Nationwide BS 2 Year Fixed £999 Fee Purchase BNW1.29%Fixed2 years 3.99%3.6%APRC2 years £99960%
Product Code: Q75
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 472.15
Monthly Payment After Initial Period: 624.63
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11396.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 122011
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.