Fix Rate Mortgage

Fix Rate Mortgage

Fix Rate Mortgage - Fix rate mortgage refers to a mortgage where the interest rate remains the same for a specified period of time. Fix rate mortgage packages offer borrowers the ability to budget and plan ahead accordingly by knowing exactly how much their mortgage expenditures will be over the term. The potential risk associated with a fix rate mortgage is that clients will not be able to benefit from an interest rate reduction. However, clients can have peace of mind by not worrying about interest rate hikes which may make their mortgages unaffordable.

Following the credit crunch, borrowers seeking a fix rate mortgage may find it difficult to obtain with some lenders now having stricter criteria. As a specialist fix rate mortgage broker, we pride ourselves in knowing our lenders requirements and can assist you obtain a suitable mortgage to suit your financial circumstance. Our specialist advisers will assess each clients circumstances and recommend the most suitable and affordable mortgage for you. We operate a comprehensive panel of lenders approach to allow an independent search and to ensure we gain the best personalised deals for our clients.

We offer all clients a professional service guaranteeing to fill in all the relevant forms and paperwork associated with your fix mortgage application. We will ensure a smooth process through your transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For more information on fix rate mortgage deals, call a member of our advisory team.

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Residential - Purchase - Best Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Monmouthshire BS 2 Year Fixed £999 Fee Purchase BMO1.35%Fixed2 years 4.99%4.5%APRC2 years £114980%
Product Code: 679
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.35
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 475.44
Monthly Payment After Initial Period: 687.58
Fees Total: 1539.00
True Cost: 0.00
True Cost Over Initial Period: 11950.56
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: F433
Detail
TSB Intermediary 2 Year Fixed £995 Fee Purchase TSB1.44%FixedJun-20203.99%3.7%APRC30-Jun-2020 £99560%
Product Code: 001WK7
Product Name: Intermediary 2 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 480.64
Monthly Payment After Initial Period: 624.47
Fees Total: 1211.00
True Cost: 0.00
True Cost Over Initial Period: 12677.64
Cashback: 0.00
Valuation Fee: 181.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: 15BA
Detail
Platform Intermediary 2 Year Fixed £999 Fee CTS1.44%FixedJun-20204.74%4.3%APRC30-Jun-2020 £99960%
Product Code: 0023F7
Product Name: Intermediary 2 Year Fixed £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 480.52
Monthly Payment After Initial Period: 670.72
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 12403.52
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1357
Detail
Leeds BS 2 Year Fixed £999 Fee BLH1.44%FixedJun-20205.69%4.9%APRC30-Jun-2020 £99960%
Product Code: 002XKY
Product Name: 2 Year Fixed £999 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5.69
Apr Lenders: 4.9
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 476.69
Monthly Payment After Initial Period: 719.24
Fees Total: 1233.00
True Cost: 0.00
True Cost Over Initial Period: 13591.94
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 20114
Detail
Principality BS 2 Year Fixed £895 Fee BPR1.45%FixedMay-20204.9%4.4%APRC31-May-2020 £89565%
Product Code: 002ZHG
Product Name: 2 Year Fixed £895 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.45
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 25
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 480.75
Monthly Payment After Initial Period: 681.20
Fees Total: 1391.00
True Cost: 0.00
True Cost Over Initial Period: 12493.75
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 150.00
Lender Product Reference: 11708
Detail
Barclays Bank 2 Year Fixed £999 Fee Purchase BWO1.46%FixedJul-20203.99%3.6%APRC31-Jul-2020 £99975%
Product Code: 001BEQ
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.46
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 481.65
Monthly Payment After Initial Period: 623.91
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 13119.55
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: BP16
Detail
Virgin Money 2 Year Fixed £995 Fee Purchase BNR1.48%FixedJul-20204.79%4.3%APRC01-Jul-2020 £99565%
Product Code: 003RSV
Product Name: 2 Year Fixed £995 Fee Purchase
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.48
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.79
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 01-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 482.77
Monthly Payment After Initial Period: 674.12
Fees Total: 1263.00
True Cost: 0.00
True Cost Over Initial Period: 12520.02
Cashback: 300.00
Valuation Fee: 188.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 150.00
Lender Product Reference: 9RFS
Detail
Santander UK Plc 2 Year Fixed £999 Fee Porting CAN1.49%FixedJul-20203.75%3.4%APRC02-Jul-2020 £99975%
Product Code: 002H6V
Product Name: 2 Year Fixed £999 Fee Porting
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.75
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 02-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 483.35
Monthly Payment After Initial Period: 610.13
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 12827.10
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 184.75
Lender Product Reference: MD03V
Detail
Nationwide BS RETENTION 2 Year Fixed £999 Fee Existing Borrowers Cashback BNW1.49%Fixed2 years 3.99%3.7%APRC2 years £99960%
Product Code: 318
Product Name: RETENTION 2 Year Fixed £999 Fee Existing Borrowers Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 483.43
Monthly Payment After Initial Period: 625.74
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11567.32
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124459
Detail
Nationwide BS RETENTION 2 Year Fixed £999 Fee Existing Borrowers BiR BNW1.49%Fixed2 years 3.99%3.9%APRC2 years £99960%
Product Code: KMI
Product Name: RETENTION 2 Year Fixed £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 483.43
Monthly Payment After Initial Period: 631.88
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11567.32
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 125065
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.