5 Year Fixed Rate Mortgage Rates

5 Year Fixed Rate Mortgage Rates

5 year fixed rate mortgage rates are listed in the best 3 year fixed rate mortgage rates table below.

5 year fixed rate mortgage rates are not necessarily the best 5 year fixed rate mortgages for your needs and requirements. UK home lenders will attach certain criteria to each of the best 5 year fixed rate mortgages and the mortgage contract may provide different levels of flexibility or restrictions accordingly.

The best 5 year fixed rate mortgages table is a useful guide to the best 3 year fixed mortgages available for home mortgages UK wide.

When searching for best 5 year fixed rate mortgages, there is no substitute to obtaining fixed mortgage advice. This should be provided by FCA regulated mortgage brokers in writing once they have fully assessed your particular circumstances, needs and requirements.

Be aware that Early Repayment Charges (ERC's) may apply to mortgages. To view applicable ERC's, click on the Details button for a displayed mortgage product.

If you need any assistance on best 5 year fixed rate mortgages why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

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Residential - Purchase - 5 Year Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Skipton BS 5 Year Fixed £1995 Fee Purchase SBS1.83%FixedJun-20234.74%3.6%APRC30-Jun-2023 £199560%
Product Code: 003MZ2
Product Name: 5 Year Fixed £1995 Fee Purchase
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.83
Mortgage Class: Fixed
Initial Rate Period: Jun-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.74
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 30-Jun-2023
Early Repayment Charge Period Sort Field: 1481
Initial Monthly Payment: 507.07
Monthly Payment After Initial Period: 656.36
Fees Total: 2066.00
True Cost: 0.00
True Cost Over Initial Period: 31503.34
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: F4002
Detail
Barclays Bank 5 Year Fixed £999 Fee Purchase BWO1.88%FixedJul-20233.99%3.2%APRC31-Jul-2023 £99960%
Product Code: U55
Product Name: 5 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.88
Mortgage Class: Fixed
Initial Rate Period: Jul-2023
Initial Rate Period Months: 63
Standard Variable Rate: 3.99
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 31-Jul-2023
Early Repayment Charge Period Sort Field: 1482
Initial Monthly Payment: 505.82
Monthly Payment After Initial Period: 610.93
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 31981.66
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: BP61
Detail
Royal Bank Of Scotland Intermediary 5 Year Fixed £995 Fee Purchase Cashback RBS1.89%FixedJul-20233.99%3.3%APRC31-Jul-2023 £99560%
Product Code: QCW
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase Cashback
Product Availability: Intermediaries Only
Lender Code: RBS
Lender Name: Royal Bank Of Scotland
Initial Pay Rate: 1.89
Mortgage Class: Fixed
Initial Rate Period: Jul-2023
Initial Rate Period Months: 63
Standard Variable Rate: 3.99
Apr Lenders: 3.3
Early Repayment Charge Applies Until: 31-Jul-2023
Early Repayment Charge Period Sort Field: 1482
Initial Monthly Payment: 506.51
Monthly Payment After Initial Period: 611.20
Fees Total: 1273.00
True Cost: 0.00
True Cost Over Initial Period: 31908.13
Cashback: 250.00
Valuation Fee: 248.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 117.50
Lender Product Reference: FR4397
Detail
NatWest Intermediary 5 Year Fixed £995 Fee Purchase Cashback CNW1.89%FixedJul-20233.99%3.3%APRC31-Jul-2023 £99560%
Product Code: ZYP
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase Cashback
Product Availability: Intermediaries Only
Lender Code: CNW
Lender Name: NatWest
Initial Pay Rate: 1.89
Mortgage Class: Fixed
Initial Rate Period: Jul-2023
Initial Rate Period Months: 63
Standard Variable Rate: 3.99
Apr Lenders: 3.3
Early Repayment Charge Applies Until: 31-Jul-2023
Early Repayment Charge Period Sort Field: 1482
Initial Monthly Payment: 506.39
Monthly Payment After Initial Period: 611.05
Fees Total: 1273.00
True Cost: 0.00
True Cost Over Initial Period: 31930.57
Cashback: 250.00
Valuation Fee: 248.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 117.50
Lender Product Reference: FO16992
Detail
Skipton BS Intermediary Exclusive 5 Year Fixed £1995 Fee Purchase SBS1.91%FixedJun-20234.74%3.8%APRC30-Jun-2023 £199570%
Product Code: 002CXV
Product Name: Intermediary Exclusive 5 Year Fixed £1995 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.91
Mortgage Class: Fixed
Initial Rate Period: Jun-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 30-Jun-2023
Early Repayment Charge Period Sort Field: 1481
Initial Monthly Payment: 511.78
Monthly Payment After Initial Period: 657.52
Fees Total: 2066.00
True Cost: 0.00
True Cost Over Initial Period: 31795.36
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 70
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: F4049
Detail
Skipton BS 5 Year Fixed £995 Fee Purchase SBS1.92%FixedJun-20234.74%3.7%APRC30-Jun-2023 £99560%
Product Code: 001GJ2
Product Name: 5 Year Fixed £995 Fee Purchase
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.92
Mortgage Class: Fixed
Initial Rate Period: Jun-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.74
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Jun-2023
Early Repayment Charge Period Sort Field: 1481
Initial Monthly Payment: 508.17
Monthly Payment After Initial Period: 652.28
Fees Total: 1066.00
True Cost: 0.00
True Cost Over Initial Period: 31571.54
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: F4003
Detail
Barclays Bank RETENTION 5 Year Fixed £899 Fee EMC Home-mover Reward BWO1.93%FixedJul-20233.99%3.2%APRC31-Jul-2023 £89975%
Product Code: 001FPG
Product Name: RETENTION 5 Year Fixed £899 Fee EMC Home-mover Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.93
Mortgage Class: Fixed
Initial Rate Period: Jul-2023
Initial Rate Period Months: 63
Standard Variable Rate: 3.99
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 31-Jul-2023
Early Repayment Charge Period Sort Field: 1482
Initial Monthly Payment: 508.33
Monthly Payment After Initial Period: 611.11
Fees Total: 1014.00
True Cost: 0.00
True Cost Over Initial Period: 32139.79
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 899.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: BP59
Detail
Progressive BS 5 Year Fixed £995 Fee Purchase BPG1.94%FixedJun-20234.75%3.91%APRC01-Jun-2023 £99560%
Product Code: 000431
Product Name: 5 Year Fixed £995 Fee Purchase
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 1.94
Mortgage Class: Fixed
Initial Rate Period: Jun-2023
Initial Rate Period Months: 61
Standard Variable Rate: 4.75
Apr Lenders: 3.91
Early Repayment Charge Applies Until: 01-Jun-2023
Early Repayment Charge Period Sort Field: 1481
Initial Monthly Payment: 509.32
Monthly Payment After Initial Period: 653.68
Fees Total: 1410.00
True Cost: 0.00
True Cost Over Initial Period: 31483.52
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail
Metro Bank RETENTION 5 Year Fixed No Fee Product Transfer / Further Advance MET1.94%Fixed5 years 4%3.1%APRC5 years £075%
Product Code: 001STG
Product Name: RETENTION 5 Year Fixed No Fee Product Transfer / Further Advance
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.94
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 4
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1469
Initial Monthly Payment: 505.13
Monthly Payment After Initial Period: 608.49
Fees Total: 85.00
True Cost: 0.00
True Cost Over Initial Period: 30392.80
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: RX2026
Detail
Platform Intermediary 5 Year Fixed £1499 Fee CTS1.94%FixedJun-20234.74%3.8%APRC30-Jun-2023 £149960%
Product Code: 0023DP
Product Name: Intermediary 5 Year Fixed £1499 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.94
Mortgage Class: Fixed
Initial Rate Period: Jun-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 30-Jun-2023
Early Repayment Charge Period Sort Field: 1481
Initial Monthly Payment: 511.44
Monthly Payment After Initial Period: 655.25
Fees Total: 1659.00
True Cost: 0.00
True Cost Over Initial Period: 31619.28
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1359
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 54 Months; Product Term Period To: 66 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.