5 Year Fixed Mortgage

5 Year Fixed Mortgage

5 Year Fixed Mortgage - 5 year fixed mortgage refers to a mortgage where the interest rate remains the same throughout the 5 year term. The potential risk associated with a 5 year fixed mortgage is that clients will not be able to benefit from an interest rate reduction. However, with a 5 year fixed mortgage, clients can have peace of mind by not worrying about interest rate hikes which may make their mortgages unaffordable. Borrowers on a 5 year fixed term will know how much their mortgage will cost during the fixed period and can budget accordingly.

Following the credit crunch, borrowers seeking a 5 year fixed mortgage may find it difficult to obtain with some lenders now having stricter criteria. As a specialist 5 year fixed mortgage broker, we pride ourselves in knowing our lenders requirements and can assist you obtain a suitable mortgage to suit your financial circumstance. We operate a comprehensive panel of lenders approach to allow an independent search and to ensure we gain the best personalised deals for our clients. Our established relationships with many leading 5 year fixed mortgage providers mean we have direct access to their senior underwriters. This can allow us access to the best deals to suit you. We believe in high customer service levels and insist on a flexible, holistic service from all lenders we recommend.

We offer all clients a professional service guaranteeing to fill in all the relevant forms and paperwork associated with your 5 year fixed mortgage application. We will ensure a smooth process through your transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

For more information on the best 5 year fixed mortgage deal available, call us today.

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Residential - Purchase - 5 Year Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Principality BS 5 Year Fixed £1395 Fee BPR1.65%FixedApr-20234.9%3.7%APRC30-Apr-2023 £139565%
Product Code: F80
Product Name: 5 Year Fixed £1395 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.65
Mortgage Class: Fixed
Initial Rate Period: Apr-2023
Initial Rate Period Months: 63
Standard Variable Rate: 4.9
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Apr-2023
Early Repayment Charge Period Sort Field: 1479
Initial Monthly Payment: 494.19
Monthly Payment After Initial Period: 658.65
Fees Total: 1891.00
True Cost: 0.00
True Cost Over Initial Period: 31608.97
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 1395.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 150.00
Lender Product Reference: 11403
Detail
Coventry BS 5 Year Fixed £999 Fee BCV1.75%FixedMar-20234.49%3.5%APRC31-Mar-2023 £99965%
Product Code: 002RBI
Product Name: 5 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 1.75
Mortgage Class: Fixed
Initial Rate Period: Mar-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.49
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 31-Mar-2023
Early Repayment Charge Period Sort Field: 1478
Initial Monthly Payment: 498.26
Monthly Payment After Initial Period: 636.24
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 31025.12
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: FHL60
Detail
Santander UK Plc 5 Year Fixed £999 Fee (Scottish) CAN1.79%FixedApr-20234.74%3.5%APRC02-Apr-2023 £99960%
Product Code: 001ECY
Product Name: 5 Year Fixed £999 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: Apr-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 02-Apr-2023
Early Repayment Charge Period Sort Field: 1479
Initial Monthly Payment: 500.58
Monthly Payment After Initial Period: 650.38
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 31295.96
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: KG44R / KG44V
Detail
Santander UK Plc 5 Year Fixed £999 Fee CAN1.79%FixedApr-20234.74%3.5%APRC02-Apr-2023 £99960%
Product Code: 001ECZ
Product Name: 5 Year Fixed £999 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: Apr-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 02-Apr-2023
Early Repayment Charge Period Sort Field: 1479
Initial Monthly Payment: 500.58
Monthly Payment After Initial Period: 650.38
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 31295.96
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: KG44R / KG44V
Detail
TSB Intermediary 5 Year Fixed £995 Fee Purchase TSB1.79%FixedJan-20233.99%3.3%APRC31-Jan-2023 £99560%
Product Code: 001WJC
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: Jan-2023
Initial Rate Period Months: 60
Standard Variable Rate: 3.99
Apr Lenders: 3.3
Early Repayment Charge Applies Until: 31-Jan-2023
Early Repayment Charge Period Sort Field: 1476
Initial Monthly Payment: 500.71
Monthly Payment After Initial Period: 611.20
Fees Total: 1380.00
True Cost: 0.00
True Cost Over Initial Period: 30392.60
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: INC996
Detail
Platform Intermediary 5 Year Fixed £1499 Fee CTS1.79%FixedApr-20234.74%3.7%APRC30-Apr-2023 £149960%
Product Code: 0023DP
Product Name: Intermediary 5 Year Fixed £1499 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: Apr-2023
Initial Rate Period Months: 63
Standard Variable Rate: 4.74
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Apr-2023
Early Repayment Charge Period Sort Field: 1479
Initial Monthly Payment: 502.65
Monthly Payment After Initial Period: 652.44
Fees Total: 1659.00
True Cost: 0.00
True Cost Over Initial Period: 31576.95
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1253
Detail
Santander UK Plc 5 Year Fixed £999 Fee Porting CAN1.79%FixedApr-20234.74%3.5%APRC02-Apr-2023 £99960%
Product Code: 002H71
Product Name: 5 Year Fixed £999 Fee Porting
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: Apr-2023
Initial Rate Period Months: 62
Standard Variable Rate: 4.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 02-Apr-2023
Early Repayment Charge Period Sort Field: 1479
Initial Monthly Payment: 500.58
Monthly Payment After Initial Period: 650.38
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 31295.96
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: KG44V
Detail
Nationwide BS FTB 5 Year Fixed £999 Fee BNW1.79%Fixed5 years 3.99%3.3%APRC5 years £99960%
Product Code: GZA
Product Name: FTB 5 Year Fixed £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.99
Apr Lenders: 3.3
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1476
Initial Monthly Payment: 500.66
Monthly Payment After Initial Period: 611.15
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29604.60
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 122115
Detail
Nationwide BS 5 Year Fixed £999 Fee Purchase BNW1.79%Fixed5 years 3.99%3.2%APRC5 years £99960%
Product Code: GZT
Product Name: 5 Year Fixed £999 Fee Purchase
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.99
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1476
Initial Monthly Payment: 500.66
Monthly Payment After Initial Period: 611.15
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 30104.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 122125
Detail
Nationwide BS RETENTION 5 Year Fixed £999 Fee Existing Borrowers BNW1.79%Fixed5 years 3.99%3.2%APRC5 years £99960%
Product Code: HAN
Product Name: RETENTION 5 Year Fixed £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.79
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.99
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1476
Initial Monthly Payment: 500.66
Monthly Payment After Initial Period: 611.15
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 30004.60
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 122135
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 54 Months; Product Term Period To: 66 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.