5 Year Fixed Rate Mortgages

5 Year Fixed Rate Mortgages - 5 year fixed rate mortgages, as the name suggests, are repaid with a fixed interest for a period of five years. This fixed rate may be set at the lender's discretion, and may take into consideration Bank of England base rate forecasts over the long term. The benefits of having 5 year fixed rate mortgages include having peace of mind and knowing exactly what payments will be for the initial five year period of the mortgage. If purchasing a first home, then this will allow for effective budgeting that may be necessary in the initial years of moving into a new home.

At Capital Fortune, we are experienced in arranging 5 year fixed rate mortgages. We are an independent and impartial mortgage brokerage service, in contact with a range of lenders from across the market and are able to access deals that are not available on the High Street. We offer our clients a personalised service, looking beyond advertised rates on 5 year fixed rate mortgages. We look into the terms and conditions and are able to find the deals which are most suitable to the needs of our clients.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

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Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.