UK Mortgage Rates

UK Mortgage Rates

UK Mortgage Rates - UK mortgage rates are dependant on a number of factors, including the Bank of England base rate, the interbank lending rate (LIBOR), and other market factors. UK mortgage rates also differ between mortgage lenders, with some UK mortgage rates being much higher than the base rate. For most lenders in the UK, mortgage rates are either discounted for a certain period, fixed at the lenders standard variable rate (SVR) or another rate, or tracking a market wide rate. Overall, UK mortgage rates may be lower at times when demand is low, encouraging demand for mortgage products.

Comparing UK mortgage rates between lenders can be the most important part of finding a mortgage, and is crucial to carry out before applying and locking yourself in to a mortgage. Having the right advice from someone that has market experience, and a knowledge of how UK mortgage rates fluctuate can make all the difference in terms of cost-effectiveness.

We are a mortgage broker with years of experience finding the right mortgages with the right UK mortgage rates for our clients. We are ideally placed to keep right up to date with market developments which may affect the UK mortgage rates you pay on a mortgage. Giving our professional team a call can save you time and money; you can be assured that we can find the lowest UK mortgage rates on the market from lenders, depending on your financial situation and needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today to find mortgage offers with the lowest UK mortgage rates available.

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Accord Intermediary 2 Year Discount £1495 Fee ACC0.97%DiscountJul-20204.99%4.4%APRC31-Jul-2020 £149560%
Product Code: 002UBS
Product Name: Intermediary 2 Year Discount £1495 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 0.97
Mortgage Class: Discount
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 456.23
Monthly Payment After Initial Period: 685.35
Fees Total: 1820.00
True Cost: 0.00
True Cost Over Initial Period: 12643.21
Cashback: 0.00
Valuation Fee: 205.00
Arrangement Fee: 1495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.00
Lender Product Reference: 47288
Detail
Clydesdale Bank Intermediary 2 Year Discount £1449 Fee CLY0.99%DiscountJun-20204.95%4.3%APRC2 years £144960%
Product Code: 003RRL
Product Name: Intermediary 2 Year Discount £1449 Fee
Product Availability: Intermediaries Only
Lender Code: CLY
Lender Name: Clydesdale Bank
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.95
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 457.16
Monthly Payment After Initial Period: 683.57
Fees Total: 2034.00
True Cost: 0.00
True Cost Over Initial Period: 12471.16
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 1449.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 40
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 400000.00
Legal Fee: 250.00
Detail
Progressive BS 2 Year Discount No Fee Purchase BPG0.99%Discount2 years 4.75%4.24%APRC2 years £080%
Product Code: HXR
Product Name: 2 Year Discount No Fee Purchase
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.24
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 451.70
Monthly Payment After Initial Period: 664.52
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 11010.80
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail
Monmouthshire BS 2 Year Discount £1999 Fee Purchase BMO0.99%Discount2 years 4.99%4.4%APRC2 years £214980%
Product Code: K22
Product Name: 2 Year Discount £1999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 691.01
Fees Total: 2539.00
True Cost: 0.00
True Cost Over Initial Period: 11561.52
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 1999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: D229
Detail
Accord Intermediary 2 Year Discount £495 Fee ACC1.19%DiscountJul-20204.99%4.4%APRC31-Jul-2020 £49565%
Product Code: 002T9I
Product Name: Intermediary 2 Year Discount £495 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.19
Mortgage Class: Discount
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 464.55
Monthly Payment After Initial Period: 681.25
Fees Total: 615.00
True Cost: 0.00
True Cost Over Initial Period: 12662.85
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.00
Lender Product Reference: 47291
Detail
Leeds BS 2 Year Tracker £999 Fee BLH1.19%TrackerJun-20205.69%4.8%APRC30-Jun-2020 £99965%
Product Code: 003M75
Product Name: 2 Year Tracker £999 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5.69
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 466.63
Monthly Payment After Initial Period: 723.47
Fees Total: 1233.00
True Cost: 0.00
True Cost Over Initial Period: 12331.38
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 20070
Detail
Nationwide BS RETENTION 2 Year Tracker £999 Fee Existing Borrowers Cashback BNW1.19%Tracker2 years 3.99%3.6%APRC £99960%
Product Code: 119
Product Name: RETENTION 2 Year Tracker £999 Fee Existing Borrowers Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11162.68
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124666
Detail
Nationwide BS 2 Year Tracker £999 Fee BNW1.19%Tracker2 years 3.99%3.5%APRC £99960%
Product Code: 455
Product Name: 2 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.5
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11262.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124656
Detail
Nationwide BS FTB 2 Year Tracker £999 Fee Cashback BNW1.19%Tracker2 years 3.99%3.6%APRC £99960%
Product Code: 624
Product Name: FTB 2 Year Tracker £999 Fee Cashback
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10762.68
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 124646
Detail
Nationwide BS RETENTION 2 Year Tracker £999 Fee Existing Borrowers BiR BNW1.19%Tracker2 years 3.99%4%APRC £99960%
Product Code: KL1
Product Name: RETENTION 2 Year Tracker £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 624.07
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11162.68
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 125085
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.