UK Mortgage Rates

UK Mortgage Rates - UK mortgage rates are dependant on a number of factors, including the Bank of England base rate, the interbank lending rate (LIBOR), and other market factors. UK mortgage rates also differ between mortgage lenders, with some UK mortgage rates being much higher than the base rate. For most lenders in the UK, mortgage rates are either discounted for a certain period, fixed at the lenders standard variable rate (SVR) or another rate, or tracking a market wide rate. Overall, UK mortgage rates may be lower at times when demand is low, encouraging demand for mortgage products.

Comparing UK mortgage rates between lenders can be the most important part of finding a mortgage, and is crucial to carry out before applying and locking yourself in to a mortgage. Having the right advice from someone that has market experience, and a knowledge of how UK mortgage rates fluctuate can make all the difference in terms of cost-effectiveness.

We are a mortgage broker with years of experience finding the right mortgages with the right UK mortgage rates for our clients. We are ideally placed to keep right up to date with market developments which may affect the UK mortgage rates you pay on a mortgage. Giving our professional team a call can save you time and money; you can be assured that we can find the lowest UK mortgage rates on the market from lenders, depending on your financial situation and needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today to find mortgage offers with the lowest UK mortgage rates available.

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Initial Rate	Mortgage Type	For/Until	Subsequent Rate	The overall cost for comparison is	Early Repayment Charge	Arrangement Fee	Loan to Value	Details
0.97%	Discount	Jul-2020	4.99%	4.4%APRC	31-Jul-2020	£1495	60%	Product Code: 002UBS Product Name: Intermediary 2 Year Discount £1495 Fee Product Availability: Intermediaries Only Lender Code: ACC Lender Name: Accord Initial Pay Rate: 0.97 Mortgage Class: Discount Initial Rate Period: Jul-2020 Initial Rate Period Months: 27 Standard Variable Rate: 4.99 Apr Lenders: 4.4 Early Repayment Charge Applies Until: 31-Jul-2020 Early Repayment Charge Period Sort Field: 1446 Initial Monthly Payment: 456.23 Monthly Payment After Initial Period: 685.35 Fees Total: 1820.00 True Cost: 0.00 True Cost Over Initial Period: 12643.21 Cashback: 0.00 Valuation Fee: 205.00 Arrangement Fee: 1495.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 30 Max LTV Available: 60 Product Type: Residential Mortgage Discharge Fee: 90.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 3000000.00 Legal Fee: 117.00 Lender Product Reference: 47288 Detail
0.99%	Discount	Jun-2020	4.95%	4.3%APRC	2 years	£1449	60%	Product Code: 003RRL Product Name: Intermediary 2 Year Discount £1449 Fee Product Availability: Intermediaries Only Lender Code: CLY Lender Name: Clydesdale Bank Initial Pay Rate: 0.99 Mortgage Class: Discount Initial Rate Period: Jun-2020 Initial Rate Period Months: 26 Standard Variable Rate: 4.95 Apr Lenders: 4.3 Early Repayment Charge Applies Until: 2 years Early Repayment Charge Period Sort Field: 1443 Initial Monthly Payment: 457.16 Monthly Payment After Initial Period: 683.57 Fees Total: 2034.00 True Cost: 0.00 True Cost Over Initial Period: 12471.16 Cashback: 0.00 Valuation Fee: 350.00 Arrangement Fee: 1449.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 40 Max LTV Available: 60 Product Type: Residential Mortgage Discharge Fee: 195.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 400000.00 Legal Fee: 250.00 Detail
0.99%	Discount	2 years	4.75%	4.24%APRC	2 years	£0	80%	Product Code: HXR Product Name: 2 Year Discount No Fee Purchase Lender Code: BPG Lender Name: Progressive BS Initial Pay Rate: 0.99 Mortgage Class: Discount Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 4.75 Apr Lenders: 4.24 Early Repayment Charge Applies Until: 2 years Early Repayment Charge Period Sort Field: 1443 Initial Monthly Payment: 451.70 Monthly Payment After Initial Period: 664.52 Fees Total: 170.00 True Cost: 0.00 True Cost Over Initial Period: 11010.80 Cashback: 0.00 Valuation Fee: 0.00 Arrangement Fee: 0.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 Max LTV Available: 80 Product Type: Residential Mortgage Discharge Fee: 85.00 Deeds Release Fee: 85.00 Product Match Status: Available MaxLoan Available: 500000.00 Legal Fee: 117.50 Detail
0.99%	Discount	2 years	4.99%	4.4%APRC	2 years	£2149	80%	Product Code: K22 Product Name: 2 Year Discount £1999 Fee Purchase Lender Code: BMO Lender Name: Monmouthshire BS Initial Pay Rate: 0.99 Mortgage Class: Discount Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 4.99 Apr Lenders: 4.4 Early Repayment Charge Applies Until: 2 years Early Repayment Charge Period Sort Field: 1443 Initial Monthly Payment: 459.23 Monthly Payment After Initial Period: 691.01 Fees Total: 2539.00 True Cost: 0.00 True Cost Over Initial Period: 11561.52 Cashback: 0.00 Valuation Fee: 240.00 Arrangement Fee: 1999.00 Booking Fee: 150.00 Higher Lending Charge: 0.00 CHAPS Fee: 25 Max LTV Available: 80 Product Type: Residential Mortgage Discharge Fee: 75.00 Deeds Release Fee: 50.00 Product Match Status: Available MaxLoan Available: 500000.00 Legal Fee: 250.00 Lender Product Reference: D229 Detail
1.19%	Discount	Jul-2020	4.99%	4.4%APRC	31-Jul-2020	£495	65%	Product Code: 002T9I Product Name: Intermediary 2 Year Discount £495 Fee Product Availability: Intermediaries Only Lender Code: ACC Lender Name: Accord Initial Pay Rate: 1.19 Mortgage Class: Discount Initial Rate Period: Jul-2020 Initial Rate Period Months: 27 Standard Variable Rate: 4.99 Apr Lenders: 4.4 Early Repayment Charge Applies Until: 31-Jul-2020 Early Repayment Charge Period Sort Field: 1446 Initial Monthly Payment: 464.55 Monthly Payment After Initial Period: 681.25 Fees Total: 615.00 True Cost: 0.00 True Cost Over Initial Period: 12662.85 Cashback: 0.00 Valuation Fee: 0.00 Arrangement Fee: 495.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 30 Max LTV Available: 65 Product Type: Residential Mortgage Discharge Fee: 90.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 3000000.00 Legal Fee: 117.00 Lender Product Reference: 47291 Detail
1.19%	Tracker	Jun-2020	5.69%	4.8%APRC	30-Jun-2020	£999	65%	Product Code: 003M75 Product Name: 2 Year Tracker £999 Fee Lender Code: BLH Lender Name: Leeds BS Initial Pay Rate: 1.19 Mortgage Class: Tracker Initial Rate Period: Jun-2020 Initial Rate Period Months: 26 Standard Variable Rate: 5.69 Apr Lenders: 4.8 Early Repayment Charge Applies Until: 30-Jun-2020 Early Repayment Charge Period Sort Field: 1445 Initial Monthly Payment: 466.63 Monthly Payment After Initial Period: 723.47 Fees Total: 1233.00 True Cost: 0.00 True Cost Over Initial Period: 12331.38 Cashback: 0.00 Valuation Fee: 0.00 Arrangement Fee: 999.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 35 Max LTV Available: 65 Product Type: Residential Mortgage Discharge Fee: 199.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 500000.00 Legal Fee: 120.00 Lender Product Reference: 20070 Detail
1.19%	Tracker	2 years	3.99%	3.6%APRC		£999	60%	Product Code: 119 Product Name: RETENTION 2 Year Tracker £999 Fee Existing Borrowers Cashback Lender Code: BNW Lender Name: Nationwide BS Initial Pay Rate: 1.19 Mortgage Class: Tracker Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 3.99 Apr Lenders: 3.6 Early Repayment Charge Period Sort Field: 0 Initial Monthly Payment: 466.57 Monthly Payment After Initial Period: 624.07 Fees Total: 1084.00 True Cost: 0.00 True Cost Over Initial Period: 11162.68 Cashback: 100.00 Valuation Fee: 0.00 Arrangement Fee: 999.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 60 Product Type: Residential Mortgage Discharge Fee: 65.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1000000.00 Legal Fee: 174.75 Lender Product Reference: 124666 Detail
1.19%	Tracker	2 years	3.99%	3.5%APRC		£999	60%	Product Code: 455 Product Name: 2 Year Tracker £999 Fee Lender Code: BNW Lender Name: Nationwide BS Initial Pay Rate: 1.19 Mortgage Class: Tracker Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 3.99 Apr Lenders: 3.5 Early Repayment Charge Period Sort Field: 0 Initial Monthly Payment: 466.57 Monthly Payment After Initial Period: 624.07 Fees Total: 1084.00 True Cost: 0.00 True Cost Over Initial Period: 11262.68 Cashback: 0.00 Valuation Fee: 0.00 Arrangement Fee: 999.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 60 Product Type: Residential Mortgage Discharge Fee: 65.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1000000.00 Legal Fee: 174.75 Lender Product Reference: 124656 Detail
1.19%	Tracker	2 years	3.99%	3.6%APRC		£999	60%	Product Code: 624 Product Name: FTB 2 Year Tracker £999 Fee Cashback Lender Code: BNW Lender Name: Nationwide BS Initial Pay Rate: 1.19 Mortgage Class: Tracker Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 3.99 Apr Lenders: 3.6 Early Repayment Charge Period Sort Field: 0 Initial Monthly Payment: 466.57 Monthly Payment After Initial Period: 624.07 Fees Total: 1084.00 True Cost: 0.00 True Cost Over Initial Period: 10762.68 Cashback: 500.00 Valuation Fee: 0.00 Arrangement Fee: 999.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 60 Product Type: Residential Mortgage Discharge Fee: 65.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1000000.00 Legal Fee: 174.75 Lender Product Reference: 124646 Detail
1.19%	Tracker	2 years	3.99%	4%APRC		£999	60%	Product Code: KL1 Product Name: RETENTION 2 Year Tracker £999 Fee Existing Borrowers BiR Lender Code: BNW Lender Name: Nationwide BS Initial Pay Rate: 1.19 Mortgage Class: Tracker Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 3.99 Apr Lenders: 4 Early Repayment Charge Period Sort Field: 0 Initial Monthly Payment: 466.57 Monthly Payment After Initial Period: 624.07 Fees Total: 1084.00 True Cost: 0.00 True Cost Over Initial Period: 11162.68 Cashback: 100.00 Valuation Fee: 0.00 Arrangement Fee: 999.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 60 Product Type: Residential Mortgage Discharge Fee: 65.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 150000.00 Legal Fee: 174.75 Lender Product Reference: 125085 Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.

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UK Mortgage Rates

UK Mortgage Rates

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Residential - Purchase - Best Buys

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE