Best Interest Rates UK

Best Interest Rates UK

Best Interest Rates UK - Best interest rates UK refer to the best obtainable interest rates on borrowing available from UK banks and mortgage lenders. There may be a number of criteria that need to be fulfilled to obtain the best interest rates UK banks and lenders can offer. In some instances, a large deposit, a low loan-to-value ratio mortgage and a short mortgage term are required to receive the best interest rates UK lenders can offer. Due to the wide range of loan types available, the best interest rates UK lenders can offer depends almost completely on your individual circumstances. In many instances, the best interest rates UK lenders can provide are offered to borrowers with a high net worth with the lowest liability for the lender possible.

The best interest rates UK lenders can offer changes according to market conditions. At times when the Bank of England base rate is low, borrowing that tracks this rate may be the best interest rates UK lenders can offer for the time that the base rate remains low. In these cases, the best interest rates UK mortgage providers offer is most likely to be tracker rate mortgages. However, if the base rate rises, the best interest rates UK lenders can offer may change to other mortgage products whether fixed rates or otherwise.

Using a mortgage broker that has the right mortgage product and market experience and knowledge is of high importance when finding the best interest rates UK mortgage lenders offer. Professional, whole-of-market mortgage brokers search high street lenders to find the best interest rates UK lenders can provide, as well as finding deals exclusively available through a broker. Making sure the mortgage offer you receive is one of the best interest rates UK lenders can offer, according to your circumstance, sometimes requires jargon-busting and further explanation. We look at each mortgage offer holistically, taking all fees and costs into account, to make sure it’s cost-effective for your individual circumstance and needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

To find the best interest rates UK lenders can offer you, call us today.

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Enquire
Family BS Family BS 5 Year Stepped £545 Fee Low Start FAM1.09%Stepped6 months4.79%4.4%APRC5 years £54590%
Product Code: IMC
Product Name: Family BS 5 Year Stepped £545 Fee Low Start
Lender Code: FAM
Lender Name: Family BS
Initial Pay Rate: 1.09
Mortgage Class: Stepped
Initial Rate Period: 6 months
Initial Rate Period Months: 6
Standard Variable Rate: 4.79
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1456
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 676.57
Fees Total: 1055.00
True Cost: 0.00
True Cost Over Initial Period: 3265.38
Cashback: 0.00
Valuation Fee: 380.00
Arrangement Fee: 545.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 90
Product Type: Residential
Mortgage Discharge Fee: 75
Deeds Release Fee: 25
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 153.93
Lender Product Reference: XF0031 / XF0032
Detail
Royal Bank Of Scotland PTFS Exclusive 2 Year Tracker £995 Fee Purchase RBS1.28%TrackerSep-20184%3.7%APRC30-Sep-2018 £99560%
Product Code: NE4
Product Name: PTFS Exclusive 2 Year Tracker £995 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: RBS
Lender Name: Royal Bank Of Scotland
Initial Pay Rate: 1.28
Mortgage Class: Tracker
Initial Rate Period: Sep-2018
Initial Rate Period Months: 28
Standard Variable Rate: 4
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Sep-2018
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 467.62
Monthly Payment After Initial Period: 617.68
Fees Total: 1273.00
True Cost: 0.00
True Cost Over Initial Period: 14366.36
Cashback: 0.00
Valuation Fee: 248.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0
Deeds Release Fee: 0
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 117.50
Lender Product Reference: TR0432
Detail
Beverley BS 2 Year Discount £1895 Fee BBV1.28%Discount2 years 4.75%4.2%APRC2 years £189565%
Product Code: S83
Product Name: 2 Year Discount £1895 Fee
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.28
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1420
Initial Monthly Payment: 475.00
Monthly Payment After Initial Period: 676.79
Fees Total: 2365.00
True Cost: 0.00
True Cost Over Initial Period: 11870.00
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 1895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 175
Deeds Release Fee: 25
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Halifax Intermediary 2 Year Tracker £999 Fee Purchase BHX1.29%TrackerJun-20183.99%3.7%APRC30-Jun-2018 £99960%
Product Code: I13
Product Name: Intermediary 2 Year Tracker £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.29
Mortgage Class: Tracker
Initial Rate Period: Jun-2018
Initial Rate Period Months: 25
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Jun-2018
Early Repayment Charge Period Sort Field: 1421
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 623.97
Fees Total: 1649.00
True Cost: 0.00
True Cost Over Initial Period: 12451.75
Cashback: 0.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 295
Deeds Release Fee: 0
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAM509
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BNW1.34%Tracker2 years 3.99%3.6%APRCNone £99960%
Product Code: 119
Product Name: 2 Year Tracker £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.34
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: None
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 474.95
Monthly Payment After Initial Period: 624.91
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11463.80
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65
Deeds Release Fee: 0
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 96562
Detail
Halifax Intermediary Exclusive 2 Year Fixed £999 Fee Purchase BHX1.34%FixedJun-20183.99%3.7%APRC30-Jun-2018 £99960%
Product Code: JW2
Product Name: Intermediary Exclusive 2 Year Fixed £999 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.34
Mortgage Class: Fixed
Initial Rate Period: Jun-2018
Initial Rate Period Months: 25
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Jun-2018
Early Repayment Charge Period Sort Field: 1421
Initial Monthly Payment: 474.88
Monthly Payment After Initial Period: 624.26
Fees Total: 1649.00
True Cost: 0.00
True Cost Over Initial Period: 12522.00
Cashback: 0.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 295
Deeds Release Fee: 0
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAM658
Detail
Halifax Intermediary 2 Year Fixed £999 Fee Purchase BHX1.39%FixedJun-20183.99%3.7%APRC30-Jun-2018 £99960%
Product Code: 578
Product Name: Intermediary 2 Year Fixed £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.39
Mortgage Class: Fixed
Initial Rate Period: Jun-2018
Initial Rate Period Months: 25
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Jun-2018
Early Repayment Charge Period Sort Field: 1421
Initial Monthly Payment: 477.69
Monthly Payment After Initial Period: 624.55
Fees Total: 1649.00
True Cost: 0.00
True Cost Over Initial Period: 12592.25
Cashback: 0.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 295
Deeds Release Fee: 0
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAM473
Detail
Santander UK Plc 2 Year Tracker £995 Fee CAN1.39%Tracker2 years 4.74%4.1%APRCNone £99560%
Product Code: R10
Product Name: 2 Year Tracker £995 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.39
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: None
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 477.67
Monthly Payment After Initial Period: 671.82
Fees Total: 1255.00
True Cost: 0.00
True Cost Over Initial Period: 11724.08
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225
Deeds Release Fee: 0
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: V900R / V900V
Detail
Santander UK Plc 2 Year Tracker £995 Fee (Scottish) CAN1.39%Tracker2 years 4.74%4.1%APRCNone £99560%
Product Code: R15
Product Name: 2 Year Tracker £995 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.39
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: None
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 477.67
Monthly Payment After Initial Period: 671.82
Fees Total: 1350.00
True Cost: 0.00
True Cost Over Initial Period: 11724.08
Cashback: 95.00
Valuation Fee: 95.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225
Deeds Release Fee: 0
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: V900R / V900V
Detail
Furness BS 2 Year Discount £999 Fee BFU1.4%Discount2 years 5.54%5.2%APRCNone £99980%
Product Code: RIL
Product Name: 2 Year Discount £999 Fee
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.4
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 5.2
Early Repayment Charge Applies Until: None
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 478.33
Monthly Payment After Initial Period: 723.87
Fees Total: 1344.00
True Cost: 0.00
True Cost Over Initial Period: 11804.92
Cashback: 0.00
Valuation Fee: 195.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 90
Deeds Release Fee: 40
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS267
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.