Best Interest Rates UK

Best Interest Rates UK

Best Interest Rates UK - Best interest rates UK refer to the best obtainable interest rates on borrowing available from UK banks and mortgage lenders. There may be a number of criteria that need to be fulfilled to obtain the best interest rates UK banks and lenders can offer. In some instances, a large deposit, a low loan-to-value ratio mortgage and a short mortgage term are required to receive the best interest rates UK lenders can offer. Due to the wide range of loan types available, the best interest rates UK lenders can offer depends almost completely on your individual circumstances. In many instances, the best interest rates UK lenders can provide are offered to borrowers with a high net worth with the lowest liability for the lender possible.

The best interest rates UK lenders can offer changes according to market conditions. At times when the Bank of England base rate is low, borrowing that tracks this rate may be the best interest rates UK lenders can offer for the time that the base rate remains low. In these cases, the best interest rates UK mortgage providers offer is most likely to be tracker rate mortgages. However, if the base rate rises, the best interest rates UK lenders can offer may change to other mortgage products whether fixed rates or otherwise.

Using a mortgage broker that has the right mortgage product and market experience and knowledge is of high importance when finding the best interest rates UK mortgage lenders offer. Professional, whole-of-market mortgage brokers search high street lenders to find the best interest rates UK lenders can provide, as well as finding deals exclusively available through a broker. Making sure the mortgage offer you receive is one of the best interest rates UK lenders can offer, according to your circumstance, sometimes requires jargon-busting and further explanation. We look at each mortgage offer holistically, taking all fees and costs into account, to make sure it’s cost-effective for your individual circumstance and needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

To find the best interest rates UK lenders can offer you, call us today.

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BNW1.14%Tracker2 years 3.74%3.4%APRC £99960%
Product Code: 119
Product Name: 2 Year Tracker £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.14
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 463.80
Monthly Payment After Initial Period: 608.65
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10946.20
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 111669
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BiR BNW1.14%Tracker2 years 3.74%3.7%APRC £99960%
Product Code: KL1
Product Name: 2 Year Tracker £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.14
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.7
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 463.80
Monthly Payment After Initial Period: 608.65
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10946.20
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 111896
Detail
TSB Intermediary 2 Year Tracker £995 Fee Purchase TSB1.19%TrackerFeb-20193.74%3.4%APRC28-Feb-2019 £99560%
Product Code: 00070B
Product Name: Intermediary 2 Year Tracker £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: Feb-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 28-Feb-2019
Early Repayment Charge Period Sort Field: 1429
Initial Monthly Payment: 466.61
Monthly Payment After Initial Period: 607.93
Fees Total: 1380.00
True Cost: 0.00
True Cost Over Initial Period: 12481.86
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: INB953
Detail
Platform Intermediary 2 Year Fixed £1499 Fee CTS1.19%FixedJan-20194.49%4.1%APRC31-Jan-2019 £158960%
Product Code: 1F2
Product Name: Intermediary 2 Year Fixed £1499 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Jan-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.49
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 31-Jan-2019
Early Repayment Charge Period Sort Field: 1428
Initial Monthly Payment: 468.42
Monthly Payment After Initial Period: 656.88
Fees Total: 1749.00
True Cost: 0.00
True Cost Over Initial Period: 11710.50
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 90.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M885
Detail
Leeds BS 2 Year Fixed £1499 Fee BLH1.19%FixedDec-20185.44%4.8%APRC31-Dec-2018 £149975%
Product Code: IQF
Product Name: 2 Year Fixed £1499 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.19
Mortgage Class: Fixed
Initial Rate Period: Dec-2018
Initial Rate Period Months: 24
Standard Variable Rate: 5.44
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 31-Dec-2018
Early Repayment Charge Period Sort Field: 1427
Initial Monthly Payment: 468.56
Monthly Payment After Initial Period: 718.98
Fees Total: 1733.00
True Cost: 0.00
True Cost Over Initial Period: 11444.44
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 16636
Detail
Virgin Money Intermediary Exclusive 2 Year Fixed £995 Fee Purchase BNR1.24%FixedApr-20194.54%4.1%APRC01-Apr-2019 £99565%
Product Code: 000L34
Product Name: Intermediary Exclusive 2 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Apr-2019
Initial Rate Period Months: 27
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 01-Apr-2019
Early Repayment Charge Period Sort Field: 1431
Initial Monthly Payment: 469.38
Monthly Payment After Initial Period: 656.33
Fees Total: 1263.00
True Cost: 0.00
True Cost Over Initial Period: 12611.26
Cashback: 300.00
Valuation Fee: 188.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 150.00
Lender Product Reference: 8BXC
Detail
Nationwide BS 2 Year Fixed £999 Fee Existing Borrowers BNW1.24%Fixed2 years 3.74%3.4%APRC2 years £99960%
Product Code: 318
Product Name: 2 Year Fixed £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1427
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 609.20
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11079.64
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 109944
Detail
Nationwide BS 2 Year Tracker £999 Fee BNW1.24%Tracker2 years 3.74%3.4%APRC £99960%
Product Code: 455
Product Name: 2 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 609.20
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11329.64
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 111647 / 111718
Detail
Nationwide BS FTB 2 Year Tracker £999 Fee BNW1.24%Tracker2 years 3.74%3.4%APRC £99960%
Product Code: 624
Product Name: FTB 2 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 609.20
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10829.64
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 111625
Detail
Nationwide BS 2 Year Fixed £999 Fee Existing Borrowers BiR BNW1.24%Fixed2 years 3.74%3.4%APRC2 years £99960%
Product Code: KMI
Product Name: 2 Year Fixed £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1427
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 609.20
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11079.64
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 111178
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.