Mortgages Short
Leases

Mortgages Short Leases

Mortgages Short Leases - Mortgages short leases refer to mortgages obtained on short leases with less than 70 years until renewal. Properties with short leases will devalue a property as the lease gets closer to the renewal date. This adds risk for lenders and can make it increasingly difficult to obtain mortgages. Short leases are more likely to be considered on properties with over 30 years remaining on the lease; however it is up to the individual lender’s discretion. Factors such as the area of the property can affect the chances of obtaining mortgages.

As a specialist broker specialising in mortgages for properties with short leases, we understand the potential problems encountered by those obtaining short lease mortgages. Short leases, particularly those below 30 years may involve particular risks. We can offer you the advice and assistance you may require. Our expertise and links to existing lenders can enable us to find the best deals for you on your short lease property. We offer a personalised and bespoke service that will respond to your individual requirements to find the most suitable deal.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquire Online.

Do you need help navigating the range of financial mortgages? Short leases specialist advisors can help you. Call us today to obtain the best deal for your needs.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.