Mortgages On Concrete Houses

Mortgages On Concrete Houses - Mortgages on concrete houses are a specialist area of the wider mortgage market, with their own specific characteristics. Many concrete homes are ex- Local Authority as many concrete houses were built by councils at the same time from 1950s onwards, in the house building boom following the Second World War. This means that mortgages on concrete houses in some instances benefit from a discount if purchasing from a Local Authority. As many of these properties are relatively old, they sometimes have certain minor or major erosion problems, so completing a property survey may be required before applying for mortgages on concrete houses.

Some lenders require a PCP certificate to be presented before approving mortgages on concrete houses, which is gained when certain criteria are met by a surveyor, concerning the buildings structural integrity. The availability of mortgages on concrete houses, the rates offered, and requirements in terms of loan-to-value fluctuate as the market changes, vary from lender to lender.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquire Online.

We have years of experience working for clients to find the right mortgages for their circumstance. Whether you are looking for mortgages on concrete houses to purchase a property from a Local Authority or privately, our team are the mortgage brokers to speak to. Our award winning team give you the guidance and assistance from the start to the finish of your application process and will fill in all the paperwork for you. To get comprehensive guidance on any mortgages on concrete houses, tailored to your specific financial needs, contact us today.