Landlords

Landlord buildings insurance brokers offering buy to let landlord buildings insurance UK wide to professional landlords.

Buy to let Landlord buildings Insurance at Capital  Fortune  are able to provide landlord buildings insurance advice on both your landlord buildings and buy to let insurance UK wide. Your landlord buildings insurance broker will quickly inform you that landlord buildings insurance, unlike contents buy to let landlord insurance is the only compulsory insurance required by UK home mortgage lenders.

Mortgage insurance cover for landlords is essential and mortgage companies will want to see landlords insurance in place prior to agreeing any home loan lending. Landlord buildings and contents only insurance combined together will include the compulsory buy to let landlord buildings insurance. Landlord insurance Brokers are useful in sourcing landlord buildings insurance as we can ascertain by to let insurance needs and source our UK panel of landlord buildings insurance providers to obtain the most competitive quote.

At Capital  Fortune , we understand that increasingly many people are purchasing buy to let landlord building insurance online and numerous price comparison websites are available to search for landlord buildings insurance policies.

The buy to let landlord buildings insurance via UK comparison websites search the market for the ‘best deals’ and list the landlord buildings insurance policies or landlord contents insurance by the cheapest prices allowing you to pick, in theory, the cheapest deal. You should always check however that they are in fact authorised buy to let landlord buildings insurance brokers UK. You will be able to ascertain that they are if they are prepared to give you advice on your landlord buildings insurance and provide that advice to you in writing.

The landlord buildings buy to let insurance UK quotes can be useful but you still require a landlord buildings insurance broker to give appropriate advice before jumping in and buying a policy. A landlord buildings insurance policy may be the cheapest deal or the buy to let landlord insurance may appear good value, but it may not necessarily be the insurance product suitable for you as a professional landlord .

Landlord buildings insurance can often be complex and you may need advice and guidance. For example some buy to let landlord insurance cover may include pipes or windows, others may include tenants personal items and accessories. The landlord buildings insurance broker sites which are not authorised cannot provide UK buy to let insurance advice. They do not assess your individual needs and they can only provide prices and let you choose. The devil is often in the detail with landlord buildings insurance and our brokers will never recommend a landlord buildings insurance to you,  without first assessing your needs and requirements.

Taking out buy to let landlord building insurance  is vital to protect your buy to let property investment against damage. Call us now on and we will search our landlord buildings insurance providers for a suitable home insurance product.

Capital  Fortune landlord buildings insurance brokers are able to provide competitive quotes from a number of landlord buildings insurance providers. We can do this in addition to providing you with best value mortgages via our online mortgage service or simply as a stand alone landlord buildings insurance or other home insurances.

Our landlord buildings insurance brokers will assess your needs and requirements and advise on the appropriate level of landlord buildings insurance and contents only insurance cover for both you and your property.

Our landlord buildings and contents only insurance policies can cover such events as fire, theft, storms and floods and the cost of your cover will depend on the size of your property, the amount of cover required, the number of tenants, their professional staus, the type of tenancy agreement and where it the property is situated as the rating is often based on your postcode.

Landlord Buildings Insurance

The cost of cover will vary on the level of landlord insurance you take out. Additional cover can vary from policy to policy. For example, some landlord buildings insurance cover may include windows and pipes, whereas others may exclude or charge more. The price of cover does not always relate to its value and Capital Fortune will assess your needs and requirements before advising on a particular landlord policy.

We can add a number of extras to your landlord buildings insurance, and you will be given the choice to take the standard cover or to pay a little more for some extras which many of our landlord clients have found invaluable. These include:

  • Landlord Buildings Legal Cover, which can provide professional legal advice and legal protection as part of your landlord buildings insurance.
  • Landlord Buildings Accidental Damage is a very useful addition to your policy, as accidents do happen and can sometimes be very costly. This can include windows and pipes.
  • Property Owner's Liability is available with some policies, and provides cover in the event that a third party makes a claim for occupier’s liability against you.

We will assist you with your needs and requirements and ensure that any landlord buildings insurance taken through us, provides the levels of cover that you require for your rented property.

Insurance policies differ between companies and we will provide you with both the premiums and features of our policy before you make any decision to proceed with us.

It is often believed that landlord buildings insurance only includes the structure of the property. It does not, it also includes all fixtures and fittings, for example a bathroom suite or a kitchen which may get damaged by the tenants.

In typical situations the insured property will be covered for fire, flood damage and subsidence and the insurer will pay out an amount of money for the property to be re-built. Landlord buildings insurance would not cover the full market value of the property but only the rebuild costs of the property. The cost of rebuilding your property is always lower than the value of your property and it is important to obtain a professional valuation every 5 - 10 years or so from a professional landlord buildings surveyor.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Landlord Buildings Insurances - Landlord buildings insurance can be obtained by all landlords using Capital Fortune's help when purchasing buy to let property within the UK. Landlord buildings insurances are specialist areas within the wider insurance market and to obtain the most suitable and affordable policy for your needs and requirements, specialist assistance may be required. This is where Capital Fortune can assist. 

The cost of cover individuals seek when obtaining landlord buildings insurances will vary on the level of landlord buildings insurance they take out. Additional cover can vary from policy to policy. For example, some landlord buildings insurances policies may cover windows and pipes, whereas others may exclude or charge more for the same service. The price of cover does not always relate to its value and Capital Fortune will assess your needs and requirements before advising on a particular landlord policy. Our role is to obtain the optimum financial result for you.

Capital Fortune will guide and assist all clients throughout their landlord buildings insurances from their initial enquiry until the completion of their application and beyond. Guiding and assisting clients, we will speedily be able to advise to which provider will be most suited to your landlord buildings insurances needs and requirements, before completing all the relevant documentation required to complete your application. Capital Fortune can save you time and hassle, obtaining the most cost effective landlord buildings insurances policy 

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online . As part of our service, we will call you back.  

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