Short Lease Mortgages

Minimum 5 Year Lease

Flats & Houses

National Coverage

Lease Extension Post Completion

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Short Lease Mortgages

It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

Short lease mortgages are a specialist area of mortgage finance. Typically, clients we successfully assist tell us of the difficulty they have experienced in trying to arrange a competitive mortgage on a restrictive lease. Often they express their frustration in finding an appropriate lender, given the type of property, location and when the amount of years left on the lease is relatively short. Purchasing a property through a mortgage where the freehold is held by a separate party and requires a negotiation to extend the lease later has its own complications and often clients are a little unsure how to start their search.

Our short lease mortgage service is based not only on knowing UK lender’s criteria but also our ability to access available private banking and bespoke lending solutions. Such lenders will often take a more holistic approach to the short lease and will look at the mortgage as more than a standard transactional deal, seeing real value when the lease is extended.

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