Mortgages For Over 60's

Mortgages to age 90

Standard Mortgage Rates

Trusted Lenders

Interest Only & Repayment

Earned and Pension Income

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

 

Purchase

Service:++
Our experience with Capital Fortune was nothing short of outstanding.

After being recommended by a friend who works in the same field (Film and TV Production) I contacted James Drury at Capital Fortune and within an hour he gave me a ballpark of what sort of Mortgage I could attain and also suggested some other avenues (more complex) I could pursue if I required more.

Despite having a number of changes to my circumstance over the course of my house purchase James, Fowzia, Anna and Stephen were always incredibly quick to come back with what options the new circumstances left me with, as well as reminding me about paperwork due and supporting me with its completion.

This was my first property purchase and with that came a lot of questions from and a lot of exploration of possibilities. Every single question I had was dealt with quickly and in a way that I fully understood the process.

I have already recommended their services to a number of friends and will continue to do so.
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On 13-Dec-2017 the supplier responded:
Fantastic feedback and thanks for the 5 stars. We've passed your comments on James Drury, Anna, Stephen and his Team.

Purchase

Service:+
Capital Fortune were exceptional in responding to our complaint and resolved the issues quickly and satisfactorily. All staff were friendly and very helpful and we would recommend their services.
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On 13-Dec-2017 the supplier responded:
Great feedback thank you!

In the current climate, it is a challenge to secure the most competitive mortgages, particularly if you’re a pensioner. A number of lenders restrict the best deals to certain age groups, but there remains some good options out there. Typically we assist clients over the age of 60 who have undertaken their homework and tell us of their frustration, given there a far fewer lenders and even less products. They may have been with their bank for many years, but they are refusing to lend. They say they are surprised, sometimes annoyed, that despite having a good deposit or equity in their home, guaranteed income in pensions, they are struggling to finance, solely due to their age.

It is true, that mortgage lending criteria on a borrower’s age, their income and even the type of mortgage, such as repayment and interest only has all severely tightened.

 

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STEP 1: Online Enquiry

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV