Mortgages for Teachers

comprehensive panel

Mainstream Rates

State & Private Income

Income Stretch Considered

Fixed & Temporary Contracts Allowed

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

Mortgages for Teachers

 
It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

Typically, the teachers we successfully assist tell us of the difficulty they have experienced in trying to arrange the most competitive mortgage finance. They know that a number of lenders are unfamiliar with the remuneration and banding structure of the profession particularly for those working in private schools or as a supply or locum teacher on a new or longer term contract. They advise us of the added complexities when there is a combination of both public and private work and look to us for an appropriate solution. Teachers requiring mortgages need to satisfy the mortgage lender that the loan is affordable, however, often teachers may need to rely upon both their employed income with their significant pay deductions and/or may need to rely on their private self-employed income. In these cases, gross earnings receipts, particularly when working on a supply contract, may result in gross income being significantly higher than their net package and to consider net income alone becomes unfair.

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STEP 1: Online Enquiry

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