Mortgages for Over 60's

Mortgages to age 94

Standard Mortgage Rates

Trusted Lenders

Interest Only & Repayment

Earned and Pension Income


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Mortgages for Over 60's

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In the current climate, it is a challenge to secure the most competitive mortgages, particularly if you’re a pensioner. A number of lenders restrict the best deals to certain age groups, but there remains some good options out there. Typically we assist clients over the age of 60 who have undertaken their homework and tell us of their frustration, given there a far fewer lenders and even less products. They may have been with their bank for many years, but they are refusing to lend. They say they are surprised, sometimes annoyed, that despite having a good deposit or equity in their home, guaranteed income in pensions, they are struggling to finance, solely due to their age.

It is true, that mortgage lending criteria on a borrower’s age, their income and even the type of mortgage, such as repayment and interest only has all severely tightened.

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