Mortgages for Barristers

Pupils & Tenants

Aged Debt Considered

Future Earnings Projections

Income Stretch Based on Potential

Exclusive Deals Soley for Barristers

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

 

Mortgages for Barristers

Rmg - Capital Raising

Service:++
The service has been excellent I have been given regular updates and the staff are always helpful
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Remortgage

Service:++
They provide the personal touch. Are courteous, honest and professional throughout the process. They managed to find and provide exactly the product I required with the minimal amount of fuss. I can't praise all of the staff enough. Thank you from a very satisfied customer.
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It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

Typically, the Barristers we successfully assist tell us of the difficulty they have experienced in trying to arrange the most competitive mortgage finance. They know that a number of lenders are unfamiliar with the remuneration structure of Barristers in private practice and their wish to perhaps rely not only on actual receipts, but perhaps their aged debt and/or clerk’s projection of gross receipts, which can be significantly higher than net income. They advise us that the costs for chambers, travel, legal subscriptions and subsistence can often reduce their overall income figure down as much as 20- 40%. As a result, standard mortgage income multipliers applied to the net income of Barristers can be unfair, as on paper, these figures do not show the Barrister’s true earnings capacity. This coupled with the Barrister’s Aged Debt simply does not reflect overall income or net asset worth of a trading Barrister. Often a degree of professional discretion, diplomacy and negotiation may be required when dealing with a Barristers mortgage application to a national lender and this is where we can potentially assist. We deal with a number of Bar members including pupils, newly qualified tenants (without accounts, based on projections), Q.C’s and Judges at both County Court and High Court level. Many have indicated to us that they would be happy to provide personal testimonials to our service from fellow members of the Bar. We have made mortgages for Barristers a specialist area within the Company and as a Barrister obtaining a mortgage you will receive our premier service.

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STEP 1: Online Enquiry

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