Holiday Let Mortgages

To 85% Loan to Value

Limited Companies

No Experience Needed

Mixed Holiday Let & Personal Use

Properties with Restrictions Considered


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Holiday Let Mortgages

It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

Holiday let mortgages can be a complex area of finance given the differences between lenders on period of occupation, location, loan to value and rates. Typically, clients we successfully assist tell us of the difficulty they have in arranging competitive holiday let mortgages. Some clients tell us they've been offered a standard buy to let mortgage for their holiday let despite the conditions on buy to let mortgages preventing holiday lettings. Generally our clients want to let the property for a week or a fortnight at a time. They may also sometimes wish to use the property at times for their own use.

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Selected Holiday Let Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

For /
Fixed Lender
% Lender
001 2.10% Discount 2 Years 5.99% 5.19% 3% of loan to be paid within first year, Then 2% of loan to be paid for next year, 10% capital repayments allowed per year without penalty. £199 None

Max 60% loan to value

Min personal income of £40,000

Max Loan £500,000

002 2.10% Fixed 30/04/2018 4.99% 4.73% 3% of loan to be paid until 30/04/2018 £994 None

Max 60% loan to value

Min personal income of £20,000

Max Loan £250,000

003 2.80% Fixed 30/04/2018 4.99% 4.85% 3% of loan to be paid until 30/04/2018 £895 None

Max 75% loan to value

Min personal income of £20,000

Max Loan £250,000

004 4.49% Discount 2 Years 5.49% 5.5% 2% None 0.75%

Max 70% loan to value

Min personal income of £25,000

Loans to £1M